Jump to content

  • Tweets

  • Posts

    • So, we understand that the bill is likely to be a billion quid - dragged out until its due for taxpayers under the next labour guv -  and we understand that Fujitsu should pay a large chunk into that - but what about all the board members paying from their unjustified profits ? At least half their salary and all their bonuses, plus jail time seems a minimum to me.   The Post Office scandal will cost the taxpayer £1 billion WWW.THELONDONECONOMIC.COM Kevin Hollinrake said the people responsible for the Horizon scandal “should go to jail” during an interview with the BBC.  
    • Dubai is experiencing major flooding as 1.5 year’s worth of rain just fell in a single day.
    • Indeed.  It's them that will have to take you to court if they ever want to see any money.  They know full well how difficult it is for the private parking companies to win residential cases,. 
    • The MO of these companies is not exactly sophisticated. Send the invoice. After X days send a reminder saying the amount is now £100. After X days send a final demand. After X days get a DCA to send a letter pretending the amount is now £170. After X days get a DCA to send another letter with another threat. After X days get a third-rate solicitor to send a letter with yet another threat. After X days send a Letter of Claim. Or some variant of the above. Ridicule them now if you want but they will just continue with their bi-monthly (or similar) letters. It only really makes sense to contact them after a Letter of Claim, which is the stage before court, to let them know that if they proceed you will be big trouble for them and will make a big hole in their wallet.
    • i know,  fantastic eh - Cost of repairs that did not need doing (why would you repair something that isnt broken) Also some new lies there.. two deliveries - they imply they fixed it and sent the car back - they didnt, they took it back and its up for sale!  Also have all evidence of emails, confirmation of calls via email, confirmation of calls resulting in them being abusive (so resulting to email)  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Noddle Short Term Loans

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2364 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Noddle seem to list normal long term loans under "Short Term" on the basis that the lender provides daily information under a new system called MODA. Is that legitimate ?


Might be. Usually, the loan companies have to sign off on how they report data to CRA's to comply with the DPA. The CRA's also have to agree to the reporting of data in the way it is being done to comply with DPA.


You could write to Noddle for the attention of Data Protection Officer, asking them to confirm how the loan data should be recorded on their customers credit records held by CRA's. Ask them for full details of what they agreed with CRA's in regard to data reporting on the specific loan type you have taken out.


Then see how they reply and come back to advise what they have said. If it appears wrong, then take it up with Noddle and if necessary involve the ICO.

We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group


If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...