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    • as you say the v5c is not in your name the car legally is nothing to do with you then and not your problem. hope the garage has got it insured...
    • Possibly not...thats for you the claimant to calculate the settlement figure as of that date of payment.
    • Hi hoping someone can help please. My husband sold yesterday his quad bike. It's been laying in the garage for 18 months and due to ill health,  was the main reason for selling.    The quad was put through it's MOT the previous day and passed. I advertised it and it generated a lot of interest. The only problem it had I put in the ad. The speedo was not working.    Viewings were yesterday and the potential buyer wanted to test it. Unfortunately the disc lock was on when he tried to reverse which resulted the disc brake coming off. My husband tried to remedy it but said it may take hour or so. The buyer agreed to come back with the money later which he did with a mechanic.  The problem wasnt sorted and there was a lot of swearing as the buyer wanted it. The mechanic told him to wait to see if could be fixed. They went off and came back within the hour but the job was proving a tough one.  He still wanted the quad and it was agreed we would message once it was sorted.  The weather took a turn for the worst with heavy rain so the job was put on hold til it stopped.    Later that day the buyer messaged to see how things were going. I said he may have to collect today due to the weather. As it turns out the rain stopped and job finished. We had planned to go out but my husband was too tired so i messaged to say it was fixed. He came to collect it with his Dad. It was tested 3 times by himself and his Dad all happy. The paperwork complete and money handed over, although we knocked another £20 off for fuel plus £10 he said he lost somewhere between his pocket and my hand.  It was put in the van I dont think secured hubby said. Less than hour later he messages to say it not working starter motor had gone?   Hubby went through few things but he said still not working but horn and lights were. Was getting a little annoyed as it was working when it left here and he was happy. Hubby suggested charging battery which was new. I asked him to return it but he says he cant until monday as he has no transport.    Today hes messaged. Hes charged battery up and says its just cutting out so hubby is going to look at it now to see whats wrong. 
    • most of the debts appear to be very old and have been sold to DCA's so the OC cant off set them . knightsbridge and their latter co-horts creditfix as well as the PPI reclaimers all stem from the same 'pot' of people and ex-employees etc of one firm or another and were/are only ever out to line their own pockets . we've never seen these force an issue like this to court and I doubt they ever will. it would expose their dirty dealings toward customers too much . terrible set of companies, sadly most of these IVA firms are the same.  
    • Ok that makes sense. I have another query, if the defendant states "we will pay your costs as entitled under the court rules" how does that work? I assume this relates to the interest accrued for the duration of the case. Will the defendant calculate this sum accordingly and include it on top of the full and final settlement of the claim?
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Tried to do IR lending compaint with Quick Quid. They said No as loans are over 6 years old.

 

Its not much but its a lot to me right now.

 

Also I didnt pay back one of the loans but it has been sold on, to PRA Group I think ....

 

Should I bother sending to Ombudsman? Or write this one off?

 

Have included the statement

 

Thank you all.

QQredact.pdf

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is the sold loan over 6yrs old last payment?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Ah! Not quite no ... looks like it was 29/12/11 unless I started to pay to whoever it was sold to ... which I think was mckenzine hall, but sure I had a letter from PRA group about this about 2 months ago.

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mucky hall don't buy debts so who was their 'client'?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Not too sure, this was in an email from QQ IN 2012

 

'As a result, we have SOLD your debt to a third-party collection agency. This agency owns ALL legal rights to the amount owed. All inquiries regarding this debt should be directed to the agency listed below.

 

If you would like to make a payment, please contact the debt collection agency:

 

Mackenzie Hall (0) 1563 554 788'

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their client should be listed on their letter


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Tried to do IR lending compaint with Quick Quid. They said No as loans are over 6 years old.

 

.

had thought the fos could still look at matters over 6 years, depending on the circs?


IMO

:-):rant:

 

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No harm in trying

Its when you discovered you could complaint not any other clock start event


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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