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mmf/moriarty claimform - old wagedayadvance debt

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Name of the Claimant ? MMF

 

Date of issue – 04/10/17

 

What is the claim for –

1.The defendant owes the claimant £260 under a regulated agreement with curo transatlantic t/a wagedayadvance dated 28/05/2012 and which was assigned to the claimant on 16/10/2012 and notice of which was given to the defendant on 16/10/2012 (debt).

2.Despite the formal demand for payment of the debt the defendant has failed to pay

3.and the claimant claims £260

and further claims the interest thereon pursuant to section 69 of the country court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to £21.

 

What is the value of the claim? 359.32

 

Is the claim for - Payday loan

 

When did you enter into the original agreement before or after 2007? after

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. mmf

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes, but I couldn't be sure one way or another if notice received

 

Did you receive a Default Notice from the original creditor? Possibly, but I no longer had it

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? I don't believe so

 

Why did you cease payments? could no longer afford payments on my part time wage, then started full time university

 

What was the date of your last payment? 27/07/2012

 

Was there a dispute with the original creditor that remains unresolved? yes. Unaffordability complaint made and declined. Has been with the ombudsman for several weeks.

Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? I believe so, I tried to keep up payment on just the interest for a while, but was unable.

I have received a claim form from the court in relation to an old payday loan debt with wagedayadvance/mmf

I made an affordability complaint and shortly after they decided I didn't have a case,

have made a court claim.

Before I received the claim,

I took the case to the ombudsman,

so have ask moriarty law to stay the case until this is complete.

Ive attached my statement of account if it helps at all.

What else can I do

 

Thank you

statement.png

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Have you gone onto MCOL and acknowledged service of the claim?

Edited by Andyorch
edited

 

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Not yet, I'm just about to do it though

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pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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All done.

 

If I don't get a response from the solicitor, can I contact the court directly to get the case stayed until the ombudsman comes to a decision.

 

Sian

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It will most probably be stayed anyway once you submit a defence....you have further 14 days to submit a defence and the claimant has 33 days to decide if they wish to proceed.....6 weeks should be ample for any response to your complaint.

 

Andy


We could do with some help from you.

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If you want advice on your thread please PM me a link to your thread

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I requested more time, but haven't submitted a defence yet. However today moriarty law have come back stating my complaint was turned down by wagedayadvance so they went to the county court. They've also attached a cca, noa and soa, but ignored the fact that the case is being reviewed by the ombudsman.

I'm not sure where to go next.

Can I get the court to stay the case until the ombudsman is done myself. I'll pay it if need be to avoid the ccj, but I need a few weeks to raise the money.

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why did you request more time?

we never suggest doing that...


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Apologies, I mean I did the acknowledgement of service, wrong terminology

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defence is not due till 3rd nov.

and whatever the FOS is doing is nothing to do with the court claim.

 

scan up what the fleecers have sent to ONE multipage PDF

read upload


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Ive uploaded the agreement and noa, the other file is labelled soa, which I presume is statement of account, but its password protected and I cant open it.

 

Thanks for your help

merged.pdf

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password should be in te email or on the disc


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Definitely nothing in the email, I'll email them back and ask for this.

I would guess its similar to the statement of account I placed in the first post.

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Not sure if its relevant, but mmf have come back today saying the account has been transferred to moriarty and all correspondence has to go to them.

Does this mean there should be a noa for that too

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no they are their claim solicitors


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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so what happened?


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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