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    • @BazzaS No..  Just that I like to make new ideas work, but have yet to get good at making money out of them! The ideas have worked, and I am now on my sixth startup. I didn't consider contract law in the past though. I have learned my lesson!
    • thanks EB, for clear and concise advise. should i send it by recorded delivery to ensure receipt. i have been hovering about a little, pondering over the situation
    • What is that? Does it have a DSM-5 (or ICD-11) coding?
    • I have tried to track down a site manger but it appears the site has been sold again - London and Cambridge properties.  I have spoken to a local councillor Tony Robertson, he advised that the council are responsible for the CCTV cameras, and to contact the council switchboard. I have rang the switchboard and  spoke to a general operator who advised me to write in requesting the information. I will advise when I receive a reply. Of the three people that drive the car, there are two main drivers no-one has seen a ticket put on the car at any time.
    • @Pierre GA - The jargon behind DD 'guarantees' is, to my mind, mostly marketing. Direct Debits only serve to profit banks. The consumer does not benefit at all. It is far better to pay, via instant transfer from modern digital banks, than by an outdated Direct Debit scheme. Just think for a second.. Does one really want to hand over one's (in my case 'dubious') financial wealth to a third party computer? I would far rather transact and settle my bills myself; I think I should proffer the term 'Financial Zen.'  
  • Our picks

    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
        • Like
      • 0 replies
style="text-align:center;"> Please note that this topic has not had any new posts for the last 587 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

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Hi,

 

For the very first time I've received a spam email sent to an address that I only use with CAG (it's a specific user @ one of my own domains). It's not the address associated with this log in, but from a much earlier account I had here at the peak of the bank charges reclaims. I've not logged into CAG with that account for many years now. Is there any chance that you have a security breach?

 

Regards,

OMWO

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Quite a few spambots use common words prepended to an email domain in the hope of the message getting through. The shorter the word, and the more common it is, the higher probability is that will attract spam.

 

I would suspect it is just a random hit that got through rather than a security leak.


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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No probs, just thought I'd better let you know just in case.

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I've just received a spam message and can guarantee there's no way my unique email address could be derived or guessed...

 

From: GOOGLE JOB [mailto:noreply@gmail.com]

Sent: 06 October 2017 07:51

To: ***

Subject: WINNER! (Final Notice)

 

 

Hi,

 

 

Please claim your prize.

 

In 24 hours I will deactivate this link and choose someone else.

 

 

--> Click Now To Claim Your Prize!

--> ?M=2204429&N=948&L=1891&F=H>

 

 

May god bless you...

Carolyn

 

 

 

LANGUAGE TRANSLATIONS

 

 

Page 2

CLICK HERE: 1K Daily Profit Swedish ?M=2204429&N=948&L=1890&F=H>

 

 

Page 3

CLICK HERE: 1K Daily Profit Russian ?M=2204429&N=948&L=1889&F=H>

 

 

Page 4

CLICK HERE: 1K Daily Profit Italian ?M=2204429&N=948&L=1888&F=H>

 

 

Page 5

CLICK HERE: 1K Daily Profit German ?M=2204429&N=948&L=1888&F=H>

 

 

Page 6

CLICK HERE: 1K Daily Profit Spain ?M=2204429&N=948&L=1887&F=H>

 

 

Page 7

CLICK HERE: 1K Daily Profit ?M=2204429&N=948&L=1886&F=H>

 

 

Page 8

CLICK HERE: 1K Daily Profit Norway ?M=2204429&N=948&L=1885&F=H>

 

 

Page 9

CLICK HERE: 1kDaily Profit Denmark ?M=2204429&N=948&L=1884&F=H>

 

 

 

To unsubscribe and no longer to receive work from home info & tips, hit link below:

Unsubscribe

 

... /open.php?M=2204429&L=99&N=948&F=H&image=.jpg>

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came here to post same thing. Same google job email.

 

I use a very unique non-guessable email address and password combo for everything.

 

edit: looks like they have access to your mail server too as the email came via jumbomail, same as your regular emails.

Edited by adamr

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same here.


IMO

:-):rant:

 

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Mine was the same spam email too.

 

OMWO

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Hi,

 

For the very first time I've received a spam email sent to an address that I only use with CAG (it's a specific user @ one of my own domains). It's not the address associated with this log in, but from a much earlier account I had here at the peak of the bank charges reclaims.

 

 

Old as in 2013??

http://www.consumeractiongroup.co.uk/forum/showthread.php?394727-CAG-email-database-may-have-been-hacked-beware-spam-emails

 

Ack, the site breaks that link.

Either correct it manually to remove the space added, or

https://tinyurl.com/y7kamcbt

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I've not logged into CAG with this particular username since well before 2008. The only emails I get to the associated email address are CAG newsletters. Today I've now received two copies of the same spam. It is a user I had here back in the early days of bank charges when I was also a site helper.

 

When I started up with debt queries I set up a new account so that there was no link back to my identity where I was now dealing with the same institutions in different circumstances.

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Just got another one, as commented they're using jumbomail and the message purports to come from CAG. Might it be an issue with CAG's mailing service??

 

Return-Path:

Delivered-To: ********

Received: ************* Tue, 10 Oct 2017 09:53:31 +0100

Received: ************* Tue, 10 Oct 2017 09:53:31 +0100

Received: from mail.jumbomail.org ([51.255.6.188])

by mx2.xxx.xxx.xxx with esmtp (Exim 4.89)

(envelope-from )

id 1e1qI7-0000eX-A4

for *************; Tue, 10 Oct 2017 09:53:31 +0100

Received: by mail.jumbomail.org (Postfix, from userid 0)

id 53123171E52; Tue, 10 Oct 2017 08:12:38 +0100 (BST)

To: ********************************

Subject: Instant 1000% profit. For REAL! Here is how.

X-PHP-Originating-Script: 0:email.php

Message-ID:

Date: Tue, 10 Oct 2017 07:26:36 +0100

From: "MILLIONAIRES MIND"

Reply-To: johnwu143 @ gmail.com

MIME-Version: 1.0

X-Mailer-LID: 82,84,85,86,87,77,76,98,99,100,101,102,75,63,51

List-Unsubscribe:

X-Mailer-RecptId: 2204429

X-Mailer-SID: 949

X-Mailer-Sent-By: 1

Content-Type: multipart/alternative; charset="UTF-8"; boundary="b1_2c89ca5305b298e640c7bdc6885ce52d"

Content-Transfer-Encoding: 8bit

X-Spam-Score: 2.1 (++)

X-Spam-Report: Action: no action

Symbol: HAS_REPLYTO(0.00)

Symbol: URIBL_BLOCKED(0.00)

Symbol: FROM_NEQ_ENVFROM(0.00)

Symbol: HAS_PHPMAILER_SIG(0.00)

Symbol: FREEMAIL_FROM(0.00)

Symbol: FREEMAIL_REPLYTO(0.00)

Symbol: MIME_GOOD(-0.10)

Symbol: HAS_X_POS(0.00)

Symbol: RCVD_COUNT_ONE(0.00)

Symbol: FORGED_SENDER(0.30)

Symbol: ARC_NA(0.00)

Symbol: R_SPF_ALLOW(-0.20)

Symbol: RCVD_NO_TLS_LAST(0.00)

Symbol: SUBJECT_HAS_EXCLAIM(0.00)

Symbol: R_DKIM_NA(0.00)

Symbol: DMARC_POLICY_SOFTFAIL(0.10)

Symbol: IP_SCORE(0.00)

Symbol: ASN(0.00)

Symbol: FROM_HAS_DN(0.00)

Symbol: TO_DN_NONE(0.00)

Symbol: TO_MATCH_ENVRCPT_ALL(0.00)

Symbol: PHP_SCRIPT_ROOT(1.00)

Symbol: HAS_INTERSPIRE_SIG(1.00)

Symbol: REPLYTO_DOM_EQ_FROM_DOM(0.00)

Symbol: RCPT_COUNT_ONE(0.00)

Message: (SPF): spf allow

Message-ID: d75e5fb94d5560f39363446f09ab2212 @ em.jumbomail.org

X-Antivirus: Avast (VPS 171009-2, 09/10/2017), Inbound message

X-Antivirus-Status: Clean

 

From: MILLIONAIRES MIND [mailto:noreply @ gmail.com]

Sent: 10 October 2017 07:27

To: ********

Subject: Instant 1000% profit. For REAL! Here is how.

 

Hi Guys..

 

FapTurbo 3.0 is going to offer an instant 25% deposit bonus and .hold your horses 1000% deposit matches 2x trading with it..

 

CLICK HERE

 

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Sincerly

 

Johm WU

 

To unsubscribe and no longer to receive work from home info & tips, hit link below:

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Had that one (twice - one to the old account email address and one this account email address) here too. Same headers as you would expect. Someone has access to the CAG accounts somehow. Both of my email addresses involved are unique to CAG and not obvious.

 

OMWO

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Can Jumbomail check to see where the redirects are going on the links in these emails?

 

OMWO

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Another one this morning to both addresses - seem to be sending one a day.

 

OMWO

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Quite a few spambots use common words prepended to an email domain in the hope of the message getting through. The shorter the word, and the more common it is, the higher probability is that will attract spam.

 

I would suspect it is just a random hit that got through rather than a security leak.

 

Been thinking about this, but if that was the case I would have received all the other attempts at making up a name because my email domains are set to allow through any name at the domain. I do this so I can set up unique names for each site I have to provide an email address to. I also use multiple domains, so getting the exact name at the correct domain is far from guesswork or random chance. Both the accounts I have here use different names at different domains.

 

I've been in IT since the early 1980's, before the internet was something the general public was aware of.

 

OMWO

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I'm very sorry about this.

 

It seems we may have been hacked – and it won't be the first time.

 

I'm afraid that we have particular problems because our Webmaster died last week and we are all in a bit of shock and a bit of a mess as well.

 

I'd ask you to to have patience for the moment. Also please appreciate that even the huge well resource companies like Equifax, Yahoo and loads of others get hacked. I'm afraid that we just don't stand a chance even when things are going well.


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Absolutely no problem. I wasn't posting to have a dig, but just to make sure that you were aware that something unusual was going on. I owe so much to this site. I would volunteer to help out with the IT side, but websites, forums and mail hosts are not my strength. I'm mainly a data person. My condolences to the team regarding your loss.

 

OMWO

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ditto, condolences.


IMO

:-):rant:

 

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Thank you. It's all rather fraught at the moment because there is the personal shock and also there are all the problems of having to get access codes and passwords and access codes and so forth.

 

I think we may have identified a new Webmaster. You may have noticed that the forum went down for about 10 minutes this afternoon and I think that that was somebody trying to get control of the system back for us and I think it has been successful.

 

Next thing will be to try and have a look at our email system and see what is going wrong – but I expect it will take some time.

 

I didn't imagine that anybody was trying to have a dig at us – but we have received some pretty nasty messages saying that we have sold their email details and they are going to complain about us to the ICO et cetera.

 

I hope everyone is confident that we would never do that kind of thing. In fact it seems that nobody needs to buy our data anyway – they just steal it!


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Just my twopence worth, for what is worth...

I'm glad I use a separate email address to log into forums at a few sites as I have now around 200 spam emails to delete with more coming every min...

At least its not my normal email address..

 

Hope cag can get it sorted.

At least all I have to do is disable the email address and I'm not loosing anything..

 

A lot bigger job for cag to sort out there end Tha I have to do!!!

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Are all your 200 spam messages being sent through us?


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I've no idea! I'm.no techno wizard.

I dont have an @cag email if that's what u mean.

Its the email address that I used to register some time ago.

I do know that I used to get the odd spam email once in a blue moon and now, over the past few days I'm getting loads

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Would you mind sending one of them to us on our admin address. Don't forward it. If you could attach it – as an attachment. Then I might be able to get someone to examine it and maybe get some clues from the headers.

 

Ta


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Sorry to hear about the loss of one of your team - condolences.

 

I didn't get notification this thread had been updated today, presume that's connected with the "Find all posts" error : "connection to localhost:3312 failed (errno=111, msg=Connection refused)"

 

I just got another message, sent to my CAG specific email so I can identify each one. Have just forwarded all messages to your admin addy, along with headers.

 

Let me know if I can help - webmaster for 15 odd years, forum moderator and site admin for 13.

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I've also received the emails previously mentioned, but fortunately I use unique everything for every site so there is no risk to me personally.

 

I think the responsible thing to do would be notify your userbase about this while also talking about the possible implications if using the same username/email/passwords on other sites.

 

best of luck.

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Sorry to hear about the loss of one of your team - condolences.

 

I didn't get notification this thread had been updated today, presume that's connected with the "Find all posts" error : "connection to localhost:3312 failed (errno=111, msg=Connection refused)"

 

I just got another message, sent to my CAG specific email so I can identify each one. Have just forwarded all messages to your admin addy, along with headers.

 

Let me know if I can help - webmaster for 15 odd years, forum moderator and site admin for 13.

received. Thank you.

 

I've also received the emails previously mentioned, but fortunately I use unique everything for every site so there is no risk to me personally.

 

I think the responsible thing to do would be notify your userbase about this while also talking about the possible implications if using the same username/email/passwords on other sites.

 

best of luck.

 

thanks for the best wishes. I'm afraid that alerting our user base to this is very difficult because it means we would have to send over 1/4 of a million emails. We don't have the capacity for that and also I suppose that we will simply be accused of spamming again. Also, because we are becoming blacklisted in so many places, a lot of the messages simply won't get through.

 

We try to be as open about it as possible. We don't prevaricate or make excuses. We come right out and tell people if we been hacked. This thread is an example. Unfortunately, we generally speaking only realise it when people start complaining to us.


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