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Evening

 

 

We took out cap one card in 2002 and have put in a mis-sell complaint that's been rejected. We did receive cheque due to Plevin side of things.

 

Cap one said we ticked the box during the internet application I swear it was application from magazine and tbh I don't even think we had internet but anyway.

 

They say PPI was requested by tick box and if the relevant sections were blank PPI would not have been added to the account.

 

They say no interaction with a cap one representative when PPI was purchased.

 

I had already sent SAR to them and copy of application they sent me has no tick.

 

We would never have ticked for PPI

 

 

can anyone advise us on whether we can carry on as I'm thinking shouldn't they be proving they box was ticked ?

 

Any help is appreciated.

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I would suggest you phoned them and 'activated' the card but you activated the PPI

well known CAP1 [email protected], little sticker on the card when you got it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You didn't activate the card

It was already active

 

The sticker said

Call to activate

 

That was in relation to the PPI leaflet they sent with your card

 

Well known cap1 PPI [email protected]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope sorry don't agree.

too many examples of it being for PPI.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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