Jump to content


  • Tweets

  • Posts

    • Your not understanding the probelm.   The problem is when i write the old name of evri (which is hermés without the accent) this forum auto changes it to evri which means the email address the OP ends up using is wrong.    
    • Wow, £1,650 for 3 years warranty, their cost would be in the region of £200 per year, im being generous there and that would include breakdown cover etc. Insurance backed warranties aren't as bad as people often state. The problem is lack of understanding what is covered and customers often thinking (or being told) they 'cover everything'.   To be fair i doubt the retailer would have been aware of the water ingress beforehand. Its fairly common on used cars and on some models im surprised if they dont have a leak in the usual place. That would be why the previous owner got out of that particular car i imagine. The ingress doesnt usually cause any post repair issues, i've never had a vehicle come back with secondry problems but i'm sure it happens. If its an Aygo they dry out within a couple of days, if its a BMW with underfloor speakers and control modules thats where the fear sets in. The sales assistant made their commision that day for sure........
    • I didn't think email addresses worried about upper case or lower case or accents, but are you sure that the accent on EVRi isn't è with the accent going down from left to right, rather than up? That's how it would be in French.
    • Just an update, first expected letter had not arrived as of yet.
    • Yes but the problem is if you try to type the word hermés without the accent the site auto replaces the word to evri but for the email it is hermés europe not evri europe so the auto correct causes the email to be displayed wrong hence it bounced
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Santander chasing 11+ year old Cahoot loan?!


patterns
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2419 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all, Today i received a random letter from Santander regarding a £5500 loan debt.

 

At first i was wrecking my brain what hell is this as i have my bank account with them. Thought i was stung for fraud again.

There was no information, just my name, a sort code and an account number.

 

It states opening balance march 2017 and current balance sept 2017.

i googled the sort code and seems it belongs to a cahoot accounts.

 

The last cahoot loan i took out was over 11 years ago (march 2006 to be exact),

im almost certain i settled this

(but haven't kept all those papers)

and it would surely be statute barred?

 

Wondered if i could get some advice?

Ignore,

write a letter?

 

Thanks

Link to post
Share on other sites

if no payment or express written acknowledgement was made to the debt in 6 years or longer, then its SB. You can ignore. If you want them to stop chasing, then you can send the SB letter, but you need to be absolutely sure its SB before you do.

 

personally id just ignore, and if they ever issue a claim, you have a guaranteed success and get costs paid too.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Thanks renegade, how would i be certain its SB? there has absolutely been zero communication from them or myself in all these years. i defaulted in 2008/9 and i am sure i settled but if i didnt from that point communication stopped

 

Its not a default on my credit file, are they able to put this back on my credit file?

Link to post
Share on other sites

Thread moved to the appropriate forum..please continue to post here to your thread.

 

I personally would write and in form them its statute barred and add a little history that you know all about it and original OC.......you dont want them adding it to your current details and comitments with Santander.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

You sure its Satan's bank that has written to you

Not a DCA?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well its a Santander letterhead with logo, telephone number 0800 085 1848 The address is Santander Bank, Collections and Recoveries po box 388 sheffield S9 2GR. Looks pretty official to me?

 

Very confused by this. I cleared/settled every debt from that period im certain of it as i was able to get finance after, but i cant find any documentation. All i found was the original confimation letter of the loan being taken out from 2006.

 

Still looking but this is SB right

Link to post
Share on other sites

Certainty if no payment in at least 6 yes + a few months

What are they up to...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...