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cabot/Mortimer claimform - old julipa JDW CAT Debt

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help please

I have received a letter from cabot finance stating a claim for over £2000 , with court papers

 

there is only a brief out line with what this claim is for (julipa catalogue)

default on payments.

 

nothing about what is supposed to have been purchased such as shoes -clothes

 

also it just states a name no date of birth or any more information .or prof this is my debt

plus these papers do not look official court papers.

 

I do not know if this is relevant ,

I have been getting phone calls late evenings and early mornings plus being bombarded with text messages.

 

the letter before this one with court papers stated that contacting me the way they have is not classed as harassment and as this is the case they will carry on contacting me in this way

funny how all calls and text have stopped.

 

I have M.E. and with this comes clinical depression and trying to fight this is leaving me feeling that I am in this big black forest with no way out .

 

included in this is response pack,

Admission (specified amount)

, Defence and counterclaim,

Admission (specified amount).

 

if any one can point me in the right direction it would be greatly appreciated

 

.I do only have 14 days it states to reply it is dated 19/09/17.

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You haven't received a letter from Cabot

You've received a claim form pack from northants bulk court

Large brown A4 envelope

 

You need to complete this so we have all the correct info to advise you properly

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**(2-Viewing)-nbsp

 

You need to get moving!!


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Name of the Claimant Cabot

 

Date of issue – 30/08/17

 

What is the claim for –

1.By an agreement between JD Williams ltd Re julipa & the Defendant dated 05/10/2014 ( the Agreement) JD Williams ltd Re julipa agreed to issue the Defendant with a credit account.

2.the defendant failed to make the minimum payment Due and the agreement was terminated

3.the agreement was assigned to the claimant.

4.the claimant therefore claims 1. 2231.60

 

What is the value of the claim? 2231.60

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue Account

When did you enter into the original agreement before or after 2007? 05-10-2014

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.Cabot

Were you aware the account had been assigned – did you receive a Notice of Assignment? NO

Did you receive a Default Notice from the original creditor? NO

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO

 

Why did you cease payments? as I had my benefits stopped still not had them reinstated

What was the date of your last payment? november 2015

Was there a dispute with the original creditor that remains unresolved? no dispute with original creditor

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt management plan? no , no debt management

. I have requested CCA from Cabot ,

also returned the acknowledge of service to court

many thanks for being patient with me.

Edited by dx100uk
post sorted - dx

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ofcourse we will

did you do AOS online at the MCOL website?


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thank you ,

I posted as I didn't realise I could do it on line

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pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed - YOU'VE DONE THAT GOOD

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

 

 

who are the solicitors?? Restons


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solicitors are Mortimer Clarke solicitors ltd

16-22 Grafton Rd

Worthing

West Sussex

Bn11 1qp

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Just a quick up date ,I have sent letters to Cabot & Mortimer Clarke . waiting for reply , will up date when they reply

thank you

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But you don't miss your defence filing date no matter what


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Your defence is due today..deadline was 4.00pm ?


We could do with some help from you.

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Hi I have returned the form + register"d on line

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Hi I have returned the form + register"d on line

 

Returned ?...Submitted your defence ?


We could do with some help from you.

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In the court summons there was a choice to acknowledge the amount

part of the amount

or defend the amount

I have returned the defend part plus register it on line

not sure what to do now

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If you have only defended part of it you automatically get a CCJ for the part you admit.....

 

Who advised you to do that ?


We could do with some help from you.

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it is on a message on here to return the acknowledgement of service which is what I have done.

plus register on line at MCOL which I have done

have I done it wrong

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it is on a message on here to return the acknowledgement of service which is what I have done.

plus register on line at MCOL which I have done

have I done it wrong

 

Yes you have admitted the debt and accepted the CCJ " I have returned the defend part "

 

You should have acknowledged service when you registered to use the online service...19 days after receiving the claim then after another 14 days you simply submit your defence,,,to defend all of the claim (33 days from and including the date on the claim form.)

 

If you only registered yesterday how did you acknowledge service 19 days ago?


We could do with some help from you.

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No post 6 didn't tell you to do anything of the sort


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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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sorry I was not blaming any body sorry

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I am confused as to what I have done and not done

 

the court papers are dated 19/09/17

 

I posted acknowledge of service on Thursday 28/09/17 with why I defend the claim

then same date I registered at MCOL and completed the AOS

 

again sorry for getting in a mess and I was not blaming any one

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No need for apologies and no one is blaming anyone....just trying to ascertain exactly what you have done as your posts are confusing...

 

So you acknowledged service and returned it by post.(N9)

 

http://justclaim.co.uk/court-forms/N9-response-pack.html

 

Did you state on that form you intended to defend all of the claim ?

 

Yesterday you registered to use the MCOL online portal ..although you didnt need to as your now using snail mail and the form pack.

 

Yesterday you send back the N9a (Asmission) and admitted part of the debt

 

https://www.moneyclaimsuk.co.uk/PDFForms/N9A.pdf

 

How much did you admit to ?

 

Correct so far ?

 

Andy


We could do with some help from you.

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Thank you so much.

I have sent back the (N9)

I did state on the form I am defending the claim

it was on the 28/09/17 last Thursday when I registerd at MCOL

I have not filled in or sent back the (N9a) form

so I have not admitted anything so far

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Thank Heavens.......So now you need to submit a full defence today (1 day late) through MCOL


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Ah that's good

So use search CAG box in the top red toolbar

 

Claim form cat debt

 

You have till 4 pm today


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Many thanks for all the help

Every thing done ,

just have to wait and see.

will update when I hear something

again many thanks

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