Hi I'm hoping for a bit of help. I received a court claim from BW Legal on behalf of Lowell who have bought an old debt from Vanquis.   I foolishly misread some information and in attempting to acknowledge service on MCOL entered a defence.   That said I have issued a CCA request and a CPR 31.14 request for the credit agreement, default notice, deed of assignment and terms of the agreement which were all referenced on the claim form.   None of the above have been received and we are