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    • well the only way now to get it removed is via a set aside cost £255.   even paying the CCJ and it being marked as satisfied will not sadly improve his credit file nor prevent it poss killing any credit for the 6yrs it will show on his file for regardless to payment.   TBH: there would have to be something seriously wrong for a set aside to succeed  location of the car park might help us at the least.    
    • I had  a 5yr fixed rate mortgage with Norwich & Peterborough before they merged YB. I was to pay £585.27 Per month for 60 months fixed @ 5.85%.   first year ok,   for the following three years as their SVR increased so did my mortgage; £589 1st increase 2nd increase £595, 3rd increase £599. Along with the increases I was also charged late fees etc. from 2008 onwards.   I did receive a letter due to the enquiry into their fees but that only refunded from 2009, where I had been incorrectly charged after one month in 2008, plus the charges wern’t consistent with the £25 they allege to charge sometimes i was charges £32.50. I know the increases are not considerable however with them increasing the mortgage due to their SVR increases did they  1.    breach the terms & conditions of the mortgage contract. 2.    switched my mortgage to a SVR.   Any ideas appreciated.  
    • Thanks Dx, I’ll have to ask him if he wants to go any further and tbh I’m not sure he has anything kept, the claim form, etc. I’ll ask him tomorrow and see what he says or has.
    • opps no outside of the 33 days he had to pay it for it not too show sadly.   we are going to need far more info than what we have here now to even think of suggesting a set aside. this is compounded by the fact hat you say he totally ignored everything inc the claimform?   oh well time for you to get scanning. scan everything he has please  every letter, the lot.   one good point is we only need the front page of the claimform..not the complete pach from northants bulk.   please makes sure you redact things properly but leave times and dates etc. just remove his pers details, reg/pcn/ref numbers and any bar or QR code boxes. read upload  put everything in ONE MULTIPAGE PDF FILE ONLY please     the sad fact here is premier haven't ever won any CCJ's when cases are defended. they run away.
    • in their WS they state its a recon, [pages 1-10] urm something smells here for this to happen for an online 2012 signup.   pages 1+4+5 appear to be missing??   need to discover whats going on here  so scan up the pages 1-10 as clear non blurred uploads no good to us if we can see them   if you need to send them via the secure email then do so and i'll do it. but we need to see the text of all 10 pages very clearly to workout what they have done..   its better you look stupid infront of us than lose another case infront of a judge.  you only waste the forums time when you don't follow what has been already advised  esp when it runs the clock closer to a deadline - its 3 weeks we've been waiting for these docs now and what do we get..mostly blurred uploads we cant read...
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battyman

Suspended Repossession Order - Does it 'expire'

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Hello,

I had a suspended repossession order in 2006.

I had paid the arrears when received the court papers and subsequently rang the solicitor who was dealing with the case.

He told me it wouldn't go to court as I had paid the arrears.

 

Long story short they still went ahead and I ended up with the order.

I realise I can never get the order taken off the house but I have read that I can apply to the court so they have to take it back to court for repossession, instead of just being able to go straight for evicition as they can now.

 

I cannot find the court papers and wonder if there was anyway of getting a copy of the order, plus could anyone telling me which court form it would be I have to ask for.

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I wonder if anyone can give me advice about the above.

 

 

I had arrears on my mortgage in 2006.

I received a court claim from Northern Rock

I rang them to say I would be paying the arrears before the court case, which I did.

They said the case wouldnt go ahead, but yes of course it did and the above order was granted.

 

 

Since 2006 I have had the odd arrears but since 2012 I havent had any arrears and even received a reduction in my monthly payment for a loyalty discount.

 

I realise the notice lasts throughout the life of the mortgage but I had been told by National Debtline that if you have 6 years of making payment and no arrears the mortgage company would have to go back to the courts to apply and couldnt just have an eviction order applied.

 

 

I have now been told that is not the case so I am very confused.

Is there anything at all I can do to make my position a litte bit more secure?

Thank you for any help offered.

 

Can anyone can give me advice please about the above.

I had arrears on my mortgage in 2006.

I received a court claim from Northern Rockicon and I rang them to say I would be paying the arrears before the court case, which I did.

 

 

They said the case wouldnt go ahead, but yes of course it did and the above order was granted. Since 2006 I have had the odd arrears but since 2012 I havent had any arrears and even received a reduction in my monthly payment for a loyalty discount.

 

I realise the notice lasts throughout the life of the mortgageicon but I had been told by National Debtline that if you have 6 yearsicon of making payment and no arrears the mortgage company would have to go back to the courts to apply and couldnt just have an eviction order applied.

 

 

I have now been told that is not the case so I am very confused.

Is there anything at all I can do to make my position a litte bit more secure?

Thank you for any help offered.

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if the arrears are clear, you can apply to the court for a notice of discontinuance.

This means they have to start again

 

 

ever looked at reclaiming all the unlawful fees they must have levied

bet theres £!000's there to get back ?? and any stupid insurances they made you take out

just like PPI some of them can be reclaimed too..


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