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    • Hi all,   Could any of the site team (or experienced site membes) give me any guidance on the above defence .   I need to have it in by Friday at latest, and was hoping to submit tomorrow to make sure that its lodged in good time   Many thanks in advance x 
    • Sorry but sounds like early days if CWD and lately IDR. Been dealing with this since 2009 and still going on as well as those crazy collection agency’s in Dubai also still emailing to this day.    I set up a special email account where I have everything from CWD, IDR and all others so it’s all in one place and the laws that have been broken.  Upon discussions also with R. Sterling at detained in Dubai its also been helpful.    Currently with the FO with my complaints against the attempted collection of debt in the UK when it has not been passed through the correct channels regardless of what is in the T&C.    Personally I would not pay any ting until as people know that debt has been passed through the correct manner of courts in the UAE or indeed purchased by a UK company which then I will be happy to defend given the laws here and whT I have available.    Make sure to ask for everything when the time come all statements, extra charges terms at the time of supposed signing etc !    Listen to the team also 
    • I'm sorry the CAB have given me some terrible advice in the past, and some others on here.  Please do as Andyorch says above. do not use Moriaty's forms.  Do not fill in ANY income and Expenditure for Moriarty. They have no more right ot demand that from you than I do.
    • Why are you considering Bankruptcy...they have not even issued a court claim yet ?    Its vital you use our forms provided in the link ...not the ones Moriaty have sent you.
    • Its already statute barred in my book...the Statute of limitations is quite clear...its just that the Judge in this recent case with PRA is trying to move the goal posts for his DCA chums by stating the period of limitation begins when the creditor issues a default notice and the 14 days have elapsed...that is what he classes as the cause of action...not the fact that creditor have failed to serve a DN in over  8 years..decides to serve one now which in effect makes the statute barred limitation period since last payment 14 years.   The Limitations states that the period of six years starts with no payment or acknowledgment within 6 years from when the cause of action accrues ...accrues being the operative word...the Act does not state accrues starts from the issuance of the defect notice, .....it as always been the cause of accrues from the last missed contractual payment...thats what determines the cause of action.   But the CCA1974 states that a creditor is not entitled to enforce an agreement until a valid default notice is served...so this Judge in his wisdom has tried to fuse the two acts together...which is obviously nonsense.. he has not allowed for creditors who serve the notice late or not at all.
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Cheshirecat386

Northwest mini centre help please

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I agree a group of victims is needed to get the criminal charge brought. The police will have more inclination to act. Happy to be of help Stotty157 if I can. Otherwise, it's individual small claims for assets he doesn't have and minimal chance of custody.

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better to each complain

 

no need for any kind of group

 

Police would see one person complaining as a civil matter and it being more of s disgruntled customer rather than a serious fraud.

The fact he's done it to so many people surly proves it was a con.

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How so?. How can you show he wasn't "hoping it'd all come right & he'd be able to trade his way out of trouble"?

That is a potential defence for each and every charge : the volume in itself proves nothing - surely the timings (in combination with the accounts for the firm) are more relevant?

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Because he's been taking money off people since 2011 for restoration work that he's never done.

The fact over a 6-7 year period he's filled two large storage units and a yard with customers cars and not even touched them while living a life of luxury is to me fraud.

He text me two weeks ago and told me he didn't have the cash,time or means to complete my car yet the same week he took on a friends car as in insurance job and completed the work.

his in it's self proves he did.

 

He's told everyone he's skint and has no money yet handed over £3500 to someone that seized his tools off him on Friday morning.

 

He's took a deposit off a customer then emailed them weeks later saying work is going on and we are ready for first instalment money's been sent then a few weeks later same again yet the car hasn't been touched - it's blatant fraud.

 

I'm not saying we have to persue him as a group but as a group of victims we are better equipped to deal with it, seek advice and move forward.

 

You seem very negative to the whole thing.

Have you had dealings with Chris??

Does he owe you money??

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You seem very negative to the whole thing.

Have you had dealings with Chris??

Does he owe you money??

 

No, I have no dealings or connection with him.

 

My "negativity" is in:

a) the difficulty in enforcing a judgment against an insolvent company

b) the difficulty in getting a judgment against a director for a company's debts

c) the difficulty in proving a prosecution for fraud (being to the criminal standard of proof rather than the civil standard of "balance of probabilities).

 

In case you are still in doubt, I posted further up the thread:

Did they get any extra money from you based on the emails / photos?

If so would you consider reporting him to the police where they can consider if there has been a fraud by false representation?

 

In other words, if there is stronger evidence of a dishonest false representation causing a loss, I was suggesting reporting it for consideration of prosecution!

 

I just want any expectation of outcome to be a realistic one.

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Personally I don't want to post the full story or updates on here as Chris also reads this site.

 

I want to find a way of getting names/ numbers for all affected and then seeing what police will do - lot more chance of them taking it seriously if there is a group.

 

And yes, he did get next instalments based on the emails saying he had done work.

 

I know it's fraud, you know it's fraud but how to get him in custody is another matter.

 

Problem is admin tell you to start a new thread each time. Anyway.

 

He did export money based on the emails = fraud.

 

However getting him in custody is another matter.

 

I agree, multiple threads of different issues makes knowing just how many people are in our situation very difficult. As an update to my car, I had it dropped off by NWMC and the "business is being taken over by the receivers who will be in touch with me" (that was after my last phone call last week).

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better to each complain

 

no need for any kind of group

 

May I ask how there is no need for any kind of group? Strength in numbers etc etc

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the more complaints the more weight

 

 

the more threads

the more publicity


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I agree, multiple threads of different issues makes knowing just how many people are in our situation very difficult. As an update to my car, I had it dropped off by NWMC and the "business is being taken over by the receivers who will be in touch with me" (that was after my last phone call last week).

 

So they just randomly turned up with your car and dropped it off.

Carnt understand why he's gone to the bother of delivering some cars back to owners but then others have been left there for the liquidators to seize.

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Hi, sorry I've only just seen your post.

 

Yes, my car was returned back on Monday 11th September.

The car was a wreck (seemingly much more than when it had been collected)

 

 

most of my stuff I had bought for the car and dropped off

(in the months leading up to my wedding in November 2016 when the car was supposed to be ready for - another story) were inside the car, in boxes.

I had also bought new carpets and underlayer for the car too, these were nowhere to be seen.

 

 

I called Chris and spoke to him the day after and he said he would have a look for them but thats the last I heard from him.

Phone goes to 'invalid number' now so i'm guessing he's gone properly AWOL and changed numbers.

 

Is your car still at the unit?

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Latest update - chris has gone AWOL. Steve and Mark have taken over workshop and want all cars gone by end September. Derbyshire police very interested in this case as below. Lots of people have been defrauded.

 

People affected need to ring 101... press # for alternative station and say Derbyshire. Then get through to that constabulary (if you are not from round there).

 

You can quote this incident number and it will make a bigger case. If you can get in to make a statement then great!

 

Ex-employees / customers alike!

 

EDIT: CASE NUMBER 797250917

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Latest update - chris has gone AWOL. Steve and Mark have taken over workshop and want all cars gone by end September. Derbyshire police very interested in this case as below. Lots of people have been defrauded.

 

People affected need to ring 101... press # for alternative station and say Derbyshire. Then get through to that constabulary (if you are not from round there).

 

You can quote this incident number and it will make a bigger case. If you can get in to make a statement then great!

 

Ex-employees / customers alike!

 

EDIT: CASE NUMBER 797250917

 

Thanks very much for the update, have you had any luck with the case so far or are they looking into it? As I said earlier, we could do with all people knowing this information but as there are so many threads it is difficult to know how many people are in the same position. Maybe post that 'post' on all related threads so police can get as much info as possible?

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Only just sorted it today. There is a Facebook group too - look under 'disgruntledNwmc' and hopefully it should come up. Quite a few of us on thrrr.

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Only just sorted it today. There is a Facebook group too - look under 'disgruntledNwmc' and hopefully it should come up. Quite a few of us on thrrr.

 

Great stuff thank you. I will look it up and be in touch with Derbyshire. Will update on here as and when I find out more.

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