Halifax/Ascent - home repossession***Suspended* **

[dx100uk]

have you told them you have involved the Ombs?

[Ell-enn]

Hi there, I'm afraid I think that an N244 will be what you need to do. We can help you with the statement for the form and advise the judge how you have been harassed and how it has affected your health. Once you have entered the N244 the court will send Halifax a copy and I bet they soon cancel the eviction when they read it !

I can help you draft a letter with your offer of £1,000 and an amount towards the arrears going forward and advising them you will be entering an N244 with full details of their behaviour for the judge to see.

[morgan8080]

have you told them you have involved the Ombs?

 

I have send off my ombudsman complaint online

 

I will email case management again but say I’ve made a complaint?? Is this right???

[dx100uk]

yes

[morgan8080]

yes

 

It’s not likely to scare them into agreeing with me

[dx100uk]

wanna bet!!

[morgan8080]

U think??? Well if they don’t respond to me I’ll put in a letter tomorrow also.

They were pretty adamant

[morgan8080]

They were pretty adamant they are not going to change their minds

[dx100uk]

again all these things were told to you over the phone

which you should NOT have used

they wont dare say them in WRITING>

 

 

sorry but you really need to ONLY pay attebtion to what is in their LETTERS.

 

 

ell-enn will sort you out with the pressing issue of the eviction

which wont happen anyway.

 

 

then we can hit them with the rest of it.

 

 

dx

[morgan8080]

Thank you .

 

 

I only spoke to them on phone as had no letters other than eviction one..

was told by who is case managing my file that it could only be done on the phone

 

 

said if I did they would work with me and do a pay payment plan

to which they after 2 hrs at one point and an awful draining emotional call said no

they could not stop eviction only reduce the amount I have to pay which I feel is too much still ..

 

 

it’s settinb me up to fail come next month

[dx100uk]

well you don't speak on the phone anymore!!

writing ONLY put the phone down

 

 

end off!!

[morgan8080]

I don’t know where to write too I only have an email address which they can’t reply from

[dx100uk]

its on the eviction letter surely?

[morgan8080]

I’ll have to find it out . I don’t know ??

[dx100uk]

well I would expect so..

I mean a main highstreet lender wouldn't blindly threaten to eviction someone without them telling you who they were......

[morgan8080]

I have Halifax address it’s the case managers address which is secured collections that I don’t know if I have

[honeybee13]

If you had emails from them, I would expect a large company to have their address details after the message they send you.

 

HB

[morgan8080]

If you had emails from them, I would expect a large company to have their address details after the message they send you.

 

HB

They never emailed me they gave me an email address to send my bank statement to

[morgan8080]

Right do I send a n244

[Ell-enn]

I have Halifax address it’s the case managers address which is secured collections that I don’t know if I have

 

 

All the departments will be located at the same address - you just write on the envelope which department it is for - i.e. "For the attention of Secured Collections Dept" then Halifax and their address.

 

I really do think you should write to them before entering an N244 we can tell them that you will be advising the judge of their behaviour

 

- they might just take notice and cancel the eviction.

 

Do you want me to draft a letter ?

[morgan8080]

All the departments will be located at the same address - you just write on the envelope which department it is for - i.e. "For the attention of Secured Collections Dept" then Halifax and their address.

 

I really do think you should write to them before entering an N244 we can tell them that you will be advising the judge of their behaviour

 

- they might just take notice and cancel the eviction.

 

 

 

 

Do you want me to draft a letter ?

 

 

 

Yes if you could . I called the case manager dept they are based in Chester under evictions department , I asked them to give me their address and asked if they would reconsider my proposal they said no because they had already reduced it to £2100 so I said I’ll write .

[dx100uk]

God please stop ringing these fleecers!!!

[morgan8080]

God please stop ringing these fleecers!!!

 

I wanted their address so it didn’t spend days going round departments and made it to the correct dept for them to sign to say they recieved it . I do understand the point of not calling them

[Ell-enn]

Hi, you did the correct thing in getting the address for the relevant department, it saves any delays in the letter getting to the right person.

 

 

Affixed is a draft letter for you to look at. You need to put Halifax address in and the mortgage account no. Also within the letter there are XXX's where the amount you are offering needs to go. Remember to keep a copy for yourself and also keep the postal receipt safe so you can check they have received it and print off the signature.

Morgan 8080.doc

[morgan8080]

I wanted their address so it didn’t spend days going round departments and made it to the correct dept for them to sign to say they recieved it . I do understand the point of not calling them

 

 

Just had a letter through dated 19th sept from a different Halifax address .

Enclosing the income expenditure I did over the phone and saying that some figures may be estimated and if I could go through it and get in touch if I need to make any changes.

 

It then says

“ we use the information to assess your affordability and agree a manageable way to repay your arrears.

Even if you’re only able to make small monthly repayments, this is first step to getting finances back on track”

 

I know this must be a generic letter but it’s insinuating I can agree a payment plan????

 

I do need to amend some of the figures on there