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London1971

Capquest Shop Direct Agreement

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or +14 days which is the earliest they could call the debt in.


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So being pessimistic and if I receive a PAP this week in the post, giving me 30 days, and after that a Claim Form giving me 33 days that would take me past the 29th July.  Have they left it too late?

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issuance of claimform halts the sb clock from ticking


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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4 hours ago, London1971 said:

So being pessimistic and if I receive a PAP this week in the post, giving me 30 days, and after that a Claim Form giving me 33 days that would take me past the 29th July.  Have they left it too late?

 

If a claim is issued anytime from August ...yes

 

Andy


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Thanks Andy

 

I don't really have any defence on this, unless it becomes statute barred, as the CCA all looks compliant. If a PAP letter comes through would I be crazy to try and negotiate a settlement with Capquest?

 

 

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Is everything else in order....?  Default Notice...balance claimed ?


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I calculated all the charges from the SAR from the OC, and ran it through the interest calculator, turns out there is a few hundred to potentially be reclaimed. Wouldn't that be for me to claim from the OC?

 

Also,  the SAR says that the DN was sent out on 15/7/13.  However Capquest have not provided that as part of any request? Is that something that they need to do?

 

Otherwise, even if I have to pay the full amount it's not really a problem for me anymore, and a small price to prevent a brand new CCJ ruining my chance of remortgaging in the next 18 months.

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The DN plays an important part of any intended claim.....but did you receive one ? not whether Capquest can provide one...a DCA can barley provide anything.

should a claim be issued you put the claimant to strict proof submit a defence and test they have all the necessary documents...and still pay the amount demanded by request date and avoid a CCJ if they can disclose all the nessessary...dont jump in too early.


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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Thanks, that makes a lot of sense, I will sit tight and wait to see if anything comes through.

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