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Westcott and Moorcroft

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Hello,

 

I to am in the process of cleaning up my credit history in order to buy a house at some point in the next few months and have learnt a few hard lessons.

 

Yes the, debt will disappear off your credit file, after 6 years. However, the M/O of such companies as Moorcroft is to wait until the last few months then hit you with a CCJ to ruin your credit history for another 6 years. Lovely people really !

 

As recommended above, in order to 'proof' yourself against this you need to send a CCA request as detailed on the forums multiple times. Let me put a number on this for you so far I have sent 3 CCA requests to DCA's

 

1. Couldn't produce the documents, debt written off and expunged from Credit file.

2.They sent my agreement, (actually it was more like something a 5 year could draw up on word) , debt written was written off

3. I have been hounding for 9 months, and have now admitted in writing the debt is unenforceable but refuse to tell the credit agencies.

 

It's a fair bet that Moorcroft don't have the paperwork they need in order to CCJ you, not that it would stop them anyway. Your job now is to write off and come back to this thread with any replies you receive. I'm happy to answer any questions you have too.

 

PS they will kick up a tantrum like a 2 year old sometimes

 

Jonathan

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Note:- moorcroft do not own debt they are a collection company. acting for an owner


:mad2::-x:jaw::sad:

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Moorcroft don't buy debts only work for clients so cant themselves litigate.


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Own thread created..please continue to post here to your own thread.

 

Regards

 

Andy


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