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    • As I recall the only thing you tried telling us was based on a quote that you selectively edited by Lord James of Blackheath. You misrepresented it as a statement of fact when it was actually a question which was laughed at by his peers in the House of Lords.  We told you it was garbage, you asked us to prove it and we did.   Remember?
    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
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Be Aware (beware) if you have an arrangement with the EA Company

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Hi all


Just wanted to make people aware of an underhanded way the EA tries to make you default.




I finally took the general advice from BA and Dodgeball, and come to an arrangement with the EA company

dealing with the 3 historic LO's. Which in the main is advice After alot of barriers put in my way,


I was passed to the welfare department.


I sent in an I & E with at the time a surplus income of £12.00 per week.


Rossendales in there wisdom wanted £16.00 per week.

Again speaking to the welfare and in turn them speaking to the council , it was agreed that I would pay the minimum £3.75,

on one and the others put on hold.

I was informed that the arrangement would be reviewed in 12 months, quite happy with this.


Moving forward to today


Today I received, two letters stating that they have not received my latest payment under the previously agreed arrangement.

Checked the bank statement online and money has been paid as agreed.


I have since found out that without any communication to myself, from either the council or Rossendales that they had lifted the hold on the other two accounts.

They could not have taken any extra as on Standing Order, so they could not have collected any more without informing me.


When speaking to one of there operators, I was lectured in a demeaning way,

and after explaining the agreement that had been put in place,

finally he spoke to the welfare department, and the operator explained the above.

Then threatened me with enforcement if I did not come to an arrangement.


If I had been away I would not have known and further fees would have been added.


I have now come to the agreement that I will send in another I & E, and the account is now on hold until 6 september.


So Please Be aware of this tactic to make you default.




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Downright nasty, but we are talking about Rossendales, a very greedy bunch. Thanks for sharing Leakie.

We could do with some help from you.



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If you want advice on your thread please PM me a link to your thread


The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Just a bit of an update.


Council and Rossendales decided to end the agreement, of 2 accounts on hold,

without informing me, and asking for I and E.


Found out about this after I was put through to the welfare department.


Now I sent the relevant emails of I and E and supporting letter, explaining why I could not give an Accurate Iand E

The account was put on Hold until 8th September

Emails sent and emailed receipt received, 4ht September


I receive a letter over the weekend dated 5th September


We are disappointed that you have not replied to our previous correspondence,

and now the Bailiff will visit you.( they still use the word Bailiff)

the reason given I did not include an offer, I was not asked too.


Yet another phone call and they stated that it takes 3-5 days to process emails


Looks like the right hand does not know what the left hand is doing.


To be fair now on hold until 19th September

Now waiting for a call or email from the welfare department.

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