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Link Have just Defaulted a Barclaycard debt that was in a DMP since 2009 - help!

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Noddle as I queried it with them.

 

I have checked an old report and there isn't a default on there for the BC.

 

It is just showing the debt on the report but it shouldn't be now though should it?

 

Also that I am 147% over my credit limit but I don't have any money borrowed on credit card or overdraft.

 

How can I solve it ?

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if the default was registered all those years ago, no credit file provider

least of all noddle,

whom are only a re-printer of information they gandered from Equifax or Experian would know about it.

it removed from the file 6yrs after it was ever registered.

 

I have got the paperwork back from Barclay's which shows the account defaulted in 2006.


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ok I will send it to them ....the are just being difficult as they have added this in July.

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if you have proof from the original creditor that they registered a default on [date]

then you write to whomever has registered a new default giving them 14 days to removed their account totally

or you will raise a complaint with the I C O and will also seek financial compensation.

 

 

dx


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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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it is the "registered" part that I can't prove only that the account did default.

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show us the evidence

upload it to ONE pdf


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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BC said they did not default the account but usually would of when a DMP is started. Plink defaulted the account in 2016. is it possible to get Plink to get it removed do you think?

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id be complaining to BC

the debt should have been defaulted around your third missed or short payment.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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I've made you a new thread about this Barclaycard

post here now regarding this debt.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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two pages of my thread has disappeared, anyone know why?

 

I come back again as I contacted BC and they said Link defaulted the account when they brought it in 2016 BC never did.

 

The guy said they usually would default once a DMP plan is started but they didn't in my case.

 

They recommended I speak to Link which I have sent them the photo shot

 

what they asked for of my credit record with this showing.

 

Should I contact them again or is it likely to be a waste of time?

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because I've started a thread in the Barclaycard forum

asked ages ago to split things away to own threads

 

even sent you a msg!!

 

so for the Barclaycard issue POST HERE PLEASE


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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so you now complaint is to BARCLAYCARD.

that they should have defaulted the account on the 3rd short or missed payment.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks !!! Trying to understand the site as well as the whole Debt collection stuff .... thanks again for always giving me advice!

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