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Link Have just Defaulted a Barclaycard debt that was in a DMP since 2009 - help!


michaelt
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Noddle as I queried it with them.

 

I have checked an old report and there isn't a default on there for the BC.

 

It is just showing the debt on the report but it shouldn't be now though should it?

 

Also that I am 147% over my credit limit but I don't have any money borrowed on credit card or overdraft.

 

How can I solve it ?

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if the default was registered all those years ago, no credit file provider

least of all noddle,

whom are only a re-printer of information they gandered from Equifax or Experian would know about it.

it removed from the file 6yrs after it was ever registered.

 

I have got the paperwork back from Barclay's which shows the account defaulted in 2006.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if you have proof from the original creditor that they registered a default on [date]

then you write to whomever has registered a new default giving them 14 days to removed their account totally

or you will raise a complaint with the I C O and will also seek financial compensation.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

show us the evidence

upload it to ONE pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

id be complaining to BC

the debt should have been defaulted around your third missed or short payment.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I've made you a new thread about this Barclaycard

post here now regarding this debt.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

two pages of my thread has disappeared, anyone know why?

 

I come back again as I contacted BC and they said Link defaulted the account when they brought it in 2016 BC never did.

 

The guy said they usually would default once a DMP plan is started but they didn't in my case.

 

They recommended I speak to Link which I have sent them the photo shot

 

what they asked for of my credit record with this showing.

 

Should I contact them again or is it likely to be a waste of time?

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because I've started a thread in the Barclaycard forum

asked ages ago to split things away to own threads

 

even sent you a msg!!

 

so for the Barclaycard issue POST HERE PLEASE

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so you now complaint is to BARCLAYCARD.

that they should have defaulted the account on the 3rd short or missed payment.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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