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returned statement of means 18mts ago for Hoist CCJ - nothing heard to date - advice now needed please


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Hi all, I'm new here apologies if I'm posting in the wrong place.

I'm just hoping for some advice.

 

I received a CCJ from Hoist Portfolio for the amount of £850 back in April 2016,

I don't really know much about CCJ's just that they aren't great,

 

well with the letter came a statement of means from which I had to fill in and send back within 14 days or the bailiffs would come out/ I could go to prison.

 

I filled in the form that day and sent it away.

At the time I had very little money as I had lost my job and had 2 children to look after.

I wasn't claiming any benefits in the hope that I would soon be back in work.

(I have anxiety so there were multiple reasons in my head as to why I couldn't allow myself to get financial aid)

 

my outgoings were way more than my income and I was borrowing money from one person to pay back what I owed to another person.

I offered to pay around £5 a week on my statement of means.

I never heard anything back and totally forgot about it until I found the letter today.

 

I'm wondering should I have been paying the money I offered?

and if I should, to the court or Hoist Portfolio?

 

I'm in a slightly better position financially now but wouldn't be able to pay the whole £850.

 

I hope that makes sense.

Any help is greatly appreciated

Thanks in advance

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did you know about the claimform and just ignored it?

or never knew anything till the letter of judgement from the court?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

 

I think I did receive a claim form and didn't send it back. :oops:

 

Do you know what normally happens after you send back a statement of means? Like I say it's been almost a year and a half since I sent it and I've heard nothing.

 

Thanks

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who did you send this 'form' too the court or the fleecers?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It may be prudent to file an N245 and make your offer again to the court that issued judgment...the fee is £50 and the template can be found in our legal library.This way you have it on a legal footing what you are expected to pay and to stick to.

 

Andy

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what was the original debt all about?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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