Jump to content


style="text-align:center;"> Please note that this topic has not had any new posts for the last 697 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

just looking for some info really

 

I have recently started a das in march 2017 for a total 37k

the thought of these debts still bother me all the time and I constantly think about them so looking to clear them asap really

 

What I'm really wondering is can you make full and final settlement offers whilst on a das and what sort of percentages are likely to be accepted

 

Also can you pay off some of the creditors to reduce the monthly payments of the das

 

I think I can get a hold of around 50% of what I owe and keep reading about people paying off large debts for less that 50% of what they owe

Share this post


Link to post
Share on other sites

that's was a silly idea to go into a DAS

 

 

can you list your debts please

 

 

type of credit

original creditor

who owns/you pay now

amount of credit

when was it defaulted

when was your last payment


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

20k bank loan Lloyds

3.5 overdraft Lloyds

1.5 cc Lloyds

4K cc Rbs

3.5k cc Barclay card

1k cc Halifax

1.5 cc vanquis

1k cc bos

 

All with original creditors no defaults and no missed payments

 

Don't see why it was a silly idea to go in a das as I was paying every month but had no money left to live on and felt there was no other option left to try and clear these debts

 

the only reason I can get some money now is my father has been diagnosed with a terminal illness and is offering some money up to help

Share this post


Link to post
Share on other sites

Well you are running with it now

So as these are all still with the original creditor

Then far better to let it do its job

 

Don't waste money on an f&f spree

Go have a holiday with it

 

The DAS will clear the debts


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

Share this post


Link to post
Share on other sites

Spoke with the debt advisor today

she thinks there would be no point in offering less than 75% minimum and even if some are accepted it would only shorten the das term and not reduce the payments at all

 

So guess i will just have to stick with it for just now

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...