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Negotiating a settlement with Restons Solicitors

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I have 8 debts I'm trying to settle.

 

 

3 are held with restons but originally were with arrow & I think they own it.

 

I've come to an agreement with all the other agencies to settle the debts but restons will not take an offer.

They've caused me the most stress & keep going back to court to try to increase my monthly payment of the CCJs.

 

I'm wondering is it possible to go back to arrow to try to negotiate a settlement?

The others have all been very understanding & helpful but not so with these guys.

 

Any advice much appreciated

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NO!!!

 

 

tell us the full story please

you should never ever ring the fleecers or their dogs.

 

 

list your debts and these CCJ's you have


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The 3 they are dealing with are an M&S loan (£4.5k) credit card (£3k) also an egg loan (3.5k).

Two debts are just an arrangement between me & them, one is £850 the other around £5.5k

There are then 3 other ccjs, barclaycard, Halifax & cahoots originally but dealt with via debt collectors.

 

I'm keen to put an end to it all & ideally want to settle them, just not sure why they would £1 per month instead of a lump settlement. My finances haven't changed and the court kept it at £1 per month when restons took me to court a couple months ago. They didn't turn up & gave no evidence.

 

I should also add that settlement will be via a gift from a family member.

Having looked into it, the M&S CCJ claimant listed is arrow. The egg one the claimant is egg so could I go back to them?

 

The more I dig into it the worse it gets. They have been to court for the CCJ M&S credit card last month & ive received no paperwork from them, but they have my correct address because they corresponded about the loan. How is that possible? They've got a judgement for a full payment as I wasn't able to respond

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Need to set it aside then..

Bar the ccj's I'd be sending whomever owns the other debts a CCA request

 

And an SAR to each of the the original creditors for the ccj's

Gather info and reclaim first then f&f


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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So they could set aside the CCJ they did at my old address without notifying me?

 

Just to clarify, I ask the non CCJ debts for a CCA & then what happens? I then ask the CCJs for a subject access request & I don't pay anything until I have that?

 

What would be the next steps would you think?

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set aside?

 

 

you send a CCa request to the non CCJ debts [unless they are bank accounte or mobile debts]

 

 

you sar the original creditors of those debts that resulted in CCJ's

 

 

what dates were they and why did you not defend them?

as for this reston CCJ that been to court a few times

start a new thread and tell us the whole story please

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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