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    • I just scrolled through all old info.   Sols, "are only instructed to act in relation to the personal guarantee/ any claim is against my personal liability and not that of the company / I am personally liable for the sums outstanding under the guarantee." "the suspense account is used by [bank] to collect money owed under the guarantee". "they were not instructed to act on the Ltd Co bank account".   Sorry to repeat myself here - But every time I ask about this 'suspense' account all bank and sols write is that they will send me a copy of the guarantee.    They have never responded to SAR re the suspense account.  I re-sent SAR 3y ago & still nothing.   The bank set up this separate account - the 'suspense' account - with a different sort code and number.    The crux of it is - was bank legally able to set up such a 'suspense' account with new sort code & # - without my knowledge or signature?    If not legally set up - and they got a ccj 10+ years ago - is this why they never give me the account set up details? If they never provide the details via SAR - How can I now demand the set up details of this 'suspense' account?      
    • no it says get your cars  keeper details from the DVLA...payment is nowt to do with the DVLA its a speculative invoice...     if you read that link post 3 it gives you a timeframe when the notice to keeper should arrive that's you next step ...WAIT for it.   there are 1000's of threads here to read you'll soon get the idea use our search top right     MET PCN
    • Can't help with your existing problem re penalties - sorry.   To stop this happening again you need to ask your GP always to do two prescriptions for you - one for the exempt medication and a second one for the other.  Make sure they understand why you need to have it done this way.  (And check they've done it when you collect the prescription).
    • The SB part was for 2012 -2013 and has been removed the bill came down from £1300 ish to £969.   However checking the dates on the the claim form and the details from SW I've realized they use sum from 2013-2015 and state that is only for 2014-2015 it's second time UK search/Shulman's make this mistake. Is it the one you talking about?   I will type in full wording of particulars later on. I don't have copy of it with me, I didn't want to make it too long as it all standard.
    • Hi all,   First time I'm doing this post and first time this has ever happened. I have been sent speeding fines before and I have always sent details and either been to speed awareness courses or had points and paid fine. In this instance, I have supposedly been sent a letter to provide driver information for speeding fine, and then again another letter to say not received anything and to provide again this was all apparently in 2018.   I then received a letter this week (which I actually got) saying I need to pay £800 and have 6 points to add on my licence for failing to provide info and failing to come to court date.   I never received anything prior this the last letter which I received this week.   I have been told to make a statutory declaration, in which they said you need to attend court date and say that you never knew of the letter beforehand, which I said yes and then they said if found to be guilty u could face prison sentence and more fines. I was ok with this as I know I haven't received any letters like this prior (until the final one this week)   After reading reviews its quite concerning as some people have mentioned that the court basically look at your case and even though you may not received the letter, its more of a he said, she said scenario, which as mentioned is concerning as if I haven't received any letters prior how could I have given my driver information and that court could basically say, the letters were sent out and that your lieing.   But as mentioned before I have had speeding fines in past and have always sent off information, if I did make an offence   Is anyone able to give me any advice?
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    • My personal experiences of Future Comms 
      Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!
      • 0 replies
    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
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Final Tata Steel pensions deal 'days away'

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A final agreement on pensions could mean Tata Steel's merger with a German rival is more likely to happen.



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