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Kellyj2

Cabot/Restons claimform - Credit Card debt -2yrs stayed claim now threat to lift with SJ

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Dear All

Almost two years ago received a claim from Restons for £2,500 but with no details.

Filed defence requesting details of claim and made a CCA request.

 

Cabot didn't come back until a week ago, with copies of some documents, containing terms and conditions, and copy of agreement, stating that they are now entitled to obtain Judgment.

 

Have to see if it is genuine.

 

I have noticed that they have not provided copy of Deed of assignment, I requested. Not sure if important?

 

Also it appears that the authorisation of Cabot Financial has lapsed with the FCA, which is the name they've used on the Claim form.

Does this mean that the claim is not valid and they have to reapply?

 

Also, over half of the amount they are claiming consists of bank charges.

 

Not sure if Default or Termination notices are relevant if they have bought any debts.

 

Please help

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you'll never get to see the deed

you mean assignment.

 

they'll be covered by the group licence

 

but anyway

is the claim not stayed

so if they want to pay the fee and gamble?

 

can you scan up to ONE PDF what they've sent

follow the upload

yes they'll need the default notice

 

what type of credit was the debt?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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Dear All

Two years ago made CCA request. Firm Debt Purchaser, didn't come back until last week.

 

Received a letter from their solicitor saying, withdraw Defence or we'll obtain Summary Judgment.

 

They have not provided copy of proof of Assignment or Default notice/Termination etc.

 

Has anyone had similar experience?

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Dear All

Can an unauthorised firm, issue a claim and/or enforce a claim?

Please does anyone know?

Thank you

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3 threads merged

please keep to one thread.

cabot are covered by their group licence

so forget all that

 

so what restons have sent a willy waving letter?

I bet if you read it properly it offering a discount!!

 

you need to scan up the CCA return to ONE multipage PDF please

follow the upload

 

can you also complete this please:

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-2016**

 

and post up a copy of the defence you files too

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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Dear All

Two years ago made CCA request. Firm Debt Purchaser, didn't come back until last week.

 

Received a letter from their solicitor saying, withdraw Defence or we'll obtain Summary Judgment.

 

They have not provided copy of proof of Assignment or Default notice/Termination etc.

 

Has anyone had similar experience?

 

Restons normal mantra Im afraid...they normally do make application to lift the stay and request strike out or summary judgment...so sooner we have the details of the debt and claim the sooner we can advise on how to deal with this thread...if/should it happen.

 

 

Andy


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Dear Caggers

Would be very grateful for any advice.

I need to respond to Cabot/Restons.

Are Default and Termination Notices relevant regarding claims concerning Credit cards please?

Can these be requested from a debt purchaser like Cabot?

Has anyone been successful in establishing whether a firm is able to issue a claim when their FCA authorisation has lapsed?

Please help

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Hello Kelly.

 

Is this to do with your other thread please?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?480228-Cabot-Restons-stayed-claim&p=5051550#post5051550

 

If it is, it's better to post on the same thread rather than starting a new one every time have have another question. It keeps all the information together and you'll get more complete advice.

 

HB


Illegitimi non carborundum

 

 

 

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Please stop making new threads on the same issues

Keep to one thread

 

Your questions have already been answered

Read from post one again


please don't hit Quote...just type we know what we said earlier..

 

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I need to respond to Cabot/Restons.

Who said???


please don't hit Quote...just type we know what we said earlier..

 

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Just because Rectums & Cabrot have told you to respond by a specific momentin time, does NOT mean you have to!

 

You'll only give them delusions of grandeur, and mark yourself as ''Mug awaits fleecing''.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Dear Bazooka Boo

Thank you for your reply.

I've been reading related threads and Asifh in 2015 has a similar case. He reported back that Cabot in being asked to provide certain docs, had subsequently come back with Notice of Discontinuance?

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possibly

 

 

can you not scan up this letter to pdf please

click upload


please don't hit Quote...just type we know what we said earlier..

 

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Dear All

Is it possible to upload docs from a phone please?

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Photograph it, and ENSURE you blank out ALL identifiers, bar codes, your name, silly squiggly boxes, your address, and any reference numbers, BEFORE you post it up.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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read the upload guide

theres a program in there

 

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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