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Ge money / admin & excessive fee claim back now with kensington


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Hi

I'm after help step by step.

I was with Ge for several years until over 12months ago it was passed to Kensington. It's been irritating me the fact all these feed Ge charged me for and interest on last communication received from.them and wondered if I could still attempt to claim them back (also annoying is letter fees which we never even received letters).

Firstly. What do I do?

Do I do a SAR? If so can you point me to the form. Or do I write a letter of complaint?

I'm not good at this type of thing but want to see if I can claim anything back.

Thank you for anyone's help in advance

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Add it all up and demand it back, including the interest unlawfully charged on the cost of the letters etc. Give them 14 days to respond. If they do answer properly thendemand to know when they are going to send you the cheque (fat chance of that but you should ask anyway)

SAR needed once they respond and you still dont know what they are charging you for. After that you may need to sue them but only when you can account for every penny, including interest on the interest .

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click SAR

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

Do I just send a letter of complaint asking for..... to be refunded back to me due to unlawfully charged.

Do I then say I look forward to your response within 14 days from date of letter?

People talk about spread sheet. I have a statement I received when they transferred the debt to Kensington do I send copy on this with it and highlight items claiming for.

I've read I think too much as I know do not know where to start

 

Regards

Vickie

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no you do a reclaim letter and a spreadsheet

go read other mortgage reclaim threads

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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