Jump to content
  • Tweets

  • Posts

    • what time do you have to go in today? I am wondering whether it might not be a good idea to go in with the letter of claim and if there is any mucking around them to hand it to them.   We would have to draft something appropriate.   in any event I think you should prepare an sar and take it with you and hand it to them make sure that they realise what it is. Hand it to a senior manager.   Use our sar template here.   I think that they are starting to lead you around by the nose and I think that you should take control and make sure that they realise but there is only a short time before it goes legal. A letter of claim would be the best thing to do in addition to the sar     
    • The bank is yet to say if it will shed more jobs beyond the 35,000 it flagged earlier this year. View the full article
    • The bank is yet to say if it will shed more jobs beyond the 35,000 it flagged earlier this year. View the full article
    • go back and read what andyorch said in my above links about a DEED of assignment NOT being a Notice Of Assignment. its a general document for a portfolio of MANY debts they bought on a spreadsheet, NOT specifically relating to YOUR Agreement. but your was like all others, a single line in a spreadsheet.    the sheriff has specifically asked for the NOA and the Default Notice ...neither of which the fleecers have provided, merly a load of ole twaddle like trump does to divert attention away from those NOT being provided.   forget the stuff about LOP 1925 etc that a NOE is NOT applicable in scotland , the sheriff has asked for it..end of!!   bedtime reading particularly regarding default notice sec 87 https://www.consumeractiongroup.co.uk/forum/showthread.php?484300-Cabot-nolans-SPC-Claim-Old-Next-CAT-Debt(2-Viewing)-nbsp&p=5119630#post5119630   read from about post 70.   as for the written submission. i'll find an example later.   dx      
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

AA - Upgraded to silver membership - but at a cost


Please note that this topic has not had any new posts for the last 1169 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I've been with AA for breakdown cover for less then a year, in that time I've never called them out.

 

Recently I received a letter from them congratulating me that since i've been a member for a while I've now been upgraded to their silver membership... oh and by the way we've had to increase your monthly payments from £23 to £44 !!

I did not ask to be added to their silver membership and I dont recall having any kind of notice that it was going to happen or being given the option to opt out. I've yet to sit down for 2 days and read the terms and conditions from when i signed up... but it sounds like i was on some sort of new customer price yet i don't recall any thing that made me aware of that when started the cover.

 

The letters I've received imply that this is some kind of reward for my loyalty, and of course i should be grateful for being charged double what i was paying for some extra benefits that ill never use... :|

 

Just wondering if anyone else had similar experiences and whether there's anything that says they shouldn't be able to do this.

 

Regards

 

Mark

Link to post
Share on other sites

We had the same with my fathers membership a few years ago. He is in his eighties and doesn't go far. When i rang the AA to see what was their best real price they explained that 17 year olds in the house (which was 0) were covered by it and also my father would be covered while driving abroad. I can't remember the last time he saw the by-pass so abroad is also a non runner. I explained he never wanted silver membership and if that was their best price we're off and the price came down £20. Loyalty to companies doesn't pay nowadays.

Link to post
Share on other sites

AA have always done this type of thing. They need to convert enough people to a higher membership level, as the basic level is not economic for them to be profitable.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Mark,

 

You are not alone. This is the trick they do with everyone I understand based on my experience and others reply here.

 

Year 1 - They sell product through cashback sites to get customers.

Year 2 - Renewal with a little price increase.

Year 3 - You get the letter stating silver blah blah blah... On the reverse of the letter is the cost details.

 

I rang them straightaway and said don't want to continue with the membership as I had no call out in two years of membership and the increase of price in unfair. At this stage they negotiated and brought down the price to same what I paid on year 2.

 

In a nutshell it is going to take a call for you to sort it out. If that doesn't work out explore other providers.

 

Cheers,

Gnans.

Link to post
Share on other sites

I've been with the AA since April 57. Expensive but very good and reliable. I've got a few freebies added now.

I expect I've paid for their HQ.

I would recommend them but I'd also say you don't want to pay for a Silver membership.

I pay monthly for two of us.

Link to post
Share on other sites

since 57 then they use to give free membership after 30+ years as did the RAC but of course insurance companies etc own them now, also somebody mention go green flag, yep do so but after the year ring them as they more than double renewal price and state you will leave them they then revert back to original price i.e. £70 say then renewal is £155. they do and have tried it with me for years

:mad2::-x:jaw::sad:
Link to post
Share on other sites

I am with Green Flag, have been for awhile but never have the doubled the price, think most break down companies hike up their prices every year.

 

I would never go back to RAC or the AA,

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Link to post
Share on other sites
I am with Green Flag, have been for awhile but never have the doubled the price, think most break down companies hike up their prices every year.

 

I would never go back to RAC or the AA,

 

They have with me and I have been with them on many occasions and What I stated was true renewal every time twice the price until I questioned them one even tried to insist new price so I quoted the detail in front of me on the screen of the original price their site quoted 1 minute ago, original priced was then accepted,

:mad2::-x:jaw::sad:
Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...