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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi,

 

Currently, a member of my family is sat on a broken down coach, which is supposed to have arrived at Heathrow. He has missed his flight, and will have to try and book one for tomorrow.

 

 

 

According to the conditions of carriage: http://www.nationalexpress.com/help-and-advice/about-us/conditions-of-carriage.aspx

 

 

4.10 (b) Other Forms of Transport: You must allow plenty of time for a service to arrive in time to connect with other forms of transport provided by other carriers on which you are planning to travel. Where such other form of transport involves air travel we recommend you allow at least 180 minutes between the scheduled coach arrival time and your flight departure time. Passengers who do not allow 180 minutes between coach arrival and flight departure do so at their own risk and National Express shall not be liable for any expense incurred as a result of any missed connection.

 

5.7 We have no liability for circumstances beyond our control: We shall have no liability for any delay or failure to carry you, or for breach of contract, where caused by a circumstance beyond our reasonable control. The following shall be considered to be circumstances beyond our reasonable control: war or threat of war, accidents causing delays on the service route, exceptional severe weather conditions, fire and/or damage at a station, compliance with requests of the police, customs or other government officials and security services, deaths and accidents on the road, vandalism and terrorism, unforeseen traffic delays, strike/industrial action, riot or local disturbance or unrest, problems caused by other customers, bankruptcy, insolvency or cessation of trade of any carrier used by us and other circumstances affecting passenger safety.

 

and

 

5.8 Our maximum liability to you: Our maximum liability to you for any reasonable and foreseeable loss, damage or liability (including but subject to the limitation set out in Clause 7.11 for loss or damage to your luggage) which you may suffer or incur as a result of our failure to carry you, our delay in carrying you, breach of our contract to carry you, our negligence in connection with carrying you, or the deliberate or negligent acts or omissions of any of our officers, employees, agents, representatives or sub-contractors, shall be limited to an aggregate of £1000.

 

 

He allowed 6 hours between scheduled arrival and the flight departure. Would a hotel room at Heathrow overnight be considered a reasonable and foreseeable loss?

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And price of the missed flight ticket IMHO

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Something to consider is that you are completely unaware if National Express have maintained that specific vehicle as per the manufactures instructions.

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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Did s/he not have personal travel Ins which

also covered the coach journey?

 

 

Unlike rail & air travel, there is no compensation due for coach breakdown, other than what NE may offer, which I doubt will pay for replacement flight

 

 

Did they have any travel Ins?

How was each ticket paid for - Credit/Debit card?

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hang on they allowed 6 hours between arrival at the airport and departure flight time? the coach company say allow 180 minutes (3 hours) , OK now are you saying that no replacement/repair took place within that time of 6 hours if did still missed flight? strange at National Express if long delay usually produce another coach from wherever to continue journey, ?? travel insurance held here by the poster? seems strange such a long delay at roadside???

 

I always get told at on particular check in blimey you are early 6 hours before flight, same check in desk for years long haul, and I always state well I do not live around the corner and cannot dictate bus timings to airport!

:mad2::-x:jaw::sad:
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4 hours he left between arrival and flight departure... not the 6 hours he initially said.

 

He caught the 09:55 from Plymouth, due to arrive at Heathrow at 14:25 - plenty of time for his 18:40 flight. Ended up arriving at Heathrow at 2300 last night, and didn't bother getting a hotel, just slept on the floor of the airport. Had to rebook a flight, and was on a plane at 7am this morning.

 

He has got travel insurance, which I will go over with him when he gets back. It has an excess and a £500 limit though - so his preference is to claim back from NE if possible.

 

3 hours broken down, waiting for another coach to come. Then got stuck in traffic jams, then stopped for an hour somewhere, then roadworks so had to turn around to go another route.

 

But on the bright side, he got given a card on the coach saying "We're sorry, give us another try.... to claim your discount etc etc "

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Claim against Travel cover and if necessary NE should be possible. It should not take 3 hours for a replacement coach. Why could they have not asked people whether they had flights to catch and then if necessary get a local company to take people to airport or nearest rail station. There were steps NE could have taken.

We could do with some help from you.

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  • 3 weeks later...

I once nearly missed a flight due to the National Express coach not turning up, and ended up having to take a taxi to the airport (two other passengers were in the same situation so we split the fare three ways).

 

As soon as I got home I complained by snail mail to NE, pointing out the third of the taxi fare that I had had to pay.

 

I later realised I had complained to the wrong NE department so e-mailed the right one.

 

The first complaint led to them sending me vouchers to cover the money I'd spent, and in response to the second complaint they sent me a cheque!

 

So at least in my experience NE took complaints seriously and were willing to compensate the customer.

We could do with some help from you.

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