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    • Hi LFI, With regard to the ANPR cameras in your post #65, while I was on the phone to the Planning Department, they did take a look at Google Streetview and went back to 2012 where they could see the ANPR cameras in place so therefore they would have deemed consent. I had previously read the T&C Planning Regulations and had read the section on deemed consent so I understood the point they made on the phone. It doesn't matter though, that doesn't harm my case any, and I shouldn't really mention this now, (this is what you reminded me of on another thread) but in the past I was a member of a scheme that gave me access to legal advice, I have spoken to a barrister previously through this scheme on another matter and I think I am still a member. I am going to check if I am still a member of the scheme, and if I am I will discuss my case with a barrister or solicitor, whichever the scheme deems appropriate. I will let you know the outcome. I am also going to take Bankfodders advice in the sticky and go to the local court and ask if I can sit in on a case in the Judges office.
    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx Yes sorry. they called it a deed at first in court.  Then Judge said she was happy to have it sealed as something else  exact names of orders in message above.     The disease was tested for when his cardiac testing was done immediately after purchase and part of the now sealed case.   However, results were disclosed incorrectly and I only found out  two days ago.   This disease did not form part of my knowledge during the case as I had been informed of a normal result that was not the case.   it is perfect clarity of a genetic disease where as the previous cardiac issue could be congenital until the pup is genetically tested. 
    • Hi, Halifax recently sold a credit card account of mine to Cabot. I am unemployed and have no assets and was thinking of making token £1 payments for 12-18 months in order to drag things out a bit and reduce the chance of Cabot being able to get the correct CCA documents from Halifax if I requested them in future. However, I saw on the pages on this forum about defending county court claims that one of the standard approaches when defending such claims is to say “I had an account with bank X, but I don’t remember the details and so don’t know if I owe this debt…”. If I made £1 payments to Cabot, would it prevent me from using such a defence in future? OC: Halifax DC: Cabot/Wescot Card account opened: 2016 Defaulted: 2023
    • Paperwork says sealed consent order and composite settlement agreement      YES  ADDISONS DISEASE 
    • Hi, This may be the wrong place for a thread BUT If you receive a defence, can you send a CPR 31.14 request for document mentioned in the defence, and then apply to proceed with the case only after (14) days passed or they respond OR is it only if you receive a claim I see @dx100uk thread is for when you receive a claim, but can you also do the same when you receive a defence?
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Coyle White Devine - UAE Indebtedness


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I'm posting on here to see if anyone has had any success with fighting CWD in UK court as far as UAE debt is concerned.

 

There seem to be a number of posts with varying information but no real news of successful or unsuccessful outcomes.

 

Thanks

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Why are they threatening?

Most of it is willy waving

 

Letters don't say will anything if you dead them properly

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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My advice for what it is worth, is that it depends on the amount of debt and which UAE Bank owns the debt.

 

If you search the London Gazette, you will find cases from awhile back that have gone as far as bankruptcy.

 

I think this was before the new rules came in which i think now require a standard county court judgement to have gone unpaid with debts exceeding £5k before they could go for bankruptcy.

 

Most of the letters from CWD are just standard chasers.

But if they say they will issue a court claim, you need to write to them asking for copies of all paperwork from the UEA Bank in English e.g a copy of the finance agreement and terms/conditions in English, copy of any notice of default in English, copies of statements of account.

 

CWD are only likely to go after debts in court, if it makes them money.

So probably debts over £5k where you own assets such as a house.

 

If you own any UK property assets, you might want to be more careful and not ignore.

Edited by dx100uk
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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Thanks to both dx100 and unclebulgaria.

 

They are chasing me for a debt which is considerably more than 5k

 

given I have no assets, no savings and currently no job (put it down to business failure)

 

I was looking to see whether or not they would deem it worthwhile to chase me.

 

They can certainly make me bankrupt

 

right now I can't see that it would do them or their client any good other than claiming a victory in principle.

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Might be worth just writing to CWD just advising of your circumstances, without admitting to the debt. CWD might just decide to stop writing to you.

 

If it has been 3 years or less since you left UEA, it might be worth enquiring about bankruptcy.

 

I think the limitation period for UAE is 20 years or much longer than the 6 years in England, so you might think whether you want to or can get shot of this debt.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • 10 months later...

A quick update on this.

 

I contacted CWD stating I had no assets or income which was the truth. We're now about 9 months on and I haven't heard anything back from them. Whilst I very much doubt they have forgotten about me, perhaps they realise there won't be any point in pursuing it!

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there never was...just trying to sc@m you...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

A quick update on this.

 

I contacted CWD stating I had no assets or income which was the truth. We're now about 9 months on and I haven't heard anything back from them. Whilst I very much doubt they have forgotten about me, perhaps they realise there won't be any point in pursuing it!

 

 

Thanks for the update!

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