Jump to content


patterns

Moorcroft sent me my CCA / Agreement halifax card

style="text-align:center;"> Please note that this topic has not had any new posts for the last 210 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All,

 

Was on here some time ago (7 odd years) and received some incredible help. Sadly 2 years ago i fell into some issues and couldnt work at the time. Thus accumulating some debts.

 

One of them is a credit card with Halifax , approx £5500, that had been passed to Moorcroft. I have sent them a 'prove it' style letter

 

They have replied to me with 1 page which is a personal details page and 1 page which is the signed CCA, from Halifax (photocopies)

 

I am happy to settle this debt but want to know peoples advice, opinions and the best way about it. i do remember a fair bit and have been reading up. Seen the settlement letters, but also conscious the debt seems no longer with Halifax or is do Moorcroft just act on the clients behalf as opposed to buying the debt?

 

I aslso have 4 others than are with Capquest, but rather than making this post complicated, i'll post a new thread.

 

Thanking you all in advance again :)

Share this post


Link to post
Share on other sites

who are moorcraps client?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Haha ...They are Halifax Dx100uk

 

Uploading now... well trying to!

Share this post


Link to post
Share on other sites

upload

to ONE multipage PDF please

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok uploaded in pdf, removed all personal info, thanks again for your fast help

Docs.pdf

Share this post


Link to post
Share on other sites

that's not a signed CCA [its for payment protection]

the sheet thay need is the reverse of that read it!

and the full T&C's are missing pages.

 

 

deal with Halifax cutout the powerless DCA .


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Interesting... there is actually nothing on the reverse

 

Ok cool ill be contacting Halifax and see what they say... should i send Halifax a final settlement letter or?

Share this post


Link to post
Share on other sites

what part of stop sending pointless letter tennis are you not understanding?

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Im presuming by your comments i wont post a thread about the OD as ill get them same reponse :)

Share this post


Link to post
Share on other sites

well might not hurt as we'll them know the full history

then we can decide?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Just an update, seems my debts have been sold to Arrow now. Getting letters frim AIC and their client is now 'Arrow Global'. Aware they are DC.

 

i presume advice will be to ignore?

Share this post


Link to post
Share on other sites

or send arrows a CCA request?

 

you say debts...

 

lets resit and list them please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Ok so it looks like Arrow have my Halifax OD on 2 accounts, 1 is for £2000 and the other for £1000, i made another thread when you told me to.

 

This card i have posted about is still with halifax actually so ill post in the other thread i have for that

 

But to recap all my debts

 

Vanquis - £2000 (no contact or debtor letters)

Barclay card - £8000 (no contact or debtor letters)

Halifax OD - £1000 (now with Arrow /AIC)

Halifax OD - £2000 (now with Arrow /AIC)

Halifax CC - £5000 with Halifax

Share this post


Link to post
Share on other sites

Update: Re: this thread and the credit card with Halifax

 

Seems the letter has gone back to halifax as they have sent me a letter 'your up to date statement'. Strange so seems it has gone back to halifax from moorcroft. The letters print is quite poor quality so i googled the address and it brings us RosythDunfermline a debt recovery company (Recoveries, PO BOX 66, Rosyth, KY11 2WG), the number 08081450374 also refers to a debt collector.

 

As i requested my CCA and SAR i shall not be responding to this letter unless someone advises to

 

Thanks again

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...