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Mr Worried
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I am confused as to why the coop won't close my acc yet keep charging me......

 

I was looking for a loan online few weeks ago,

i seemed to complete various applications,

then all of a sudden,

companies started requesting monies from my acc,

 

I notified the bank and they said they would put into dispute and look into various matters.

 

It happened again and i asked why.

 

They say that I need to resolve issues with companies,

yet they all have different names to where I applied to, brokers etc.

 

Can I demand the closure of account?

 

If they don't allow me another account what banks are available for us

TIA

Regards..Mr Worried :)

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So you applied for various loans?

 

Did you accept any of them?

 

What are the names of these companies?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi Bazooka

 

Tbh there was a few companies that I had filled in details for, then over the proceeding days my phone and mails never stopped, I even had to report one company for offering me 3k but wanted I phone voucher code for £200. then the [problem] co got really nasty, even calling me with my own number ?

 

Anyway since then various companies have tried taking amounts of monies ranging from £6.99. to £33.00.

 

I just want to close the account and open another one but they say its not allowed?

Regards..Mr Worried :)

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I'm none the wiser.....please name names.

 

WHO are these companies?

 

Did you accept any of these loans?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Is it a Pay Day Loan you are looking at? This 'fee' trick is something that many people got caught out with a couple of years ago. They would be turned down by an initial loan request - but then the applicant's details would be passed around and other companies would then charge 'application fees' !

 

 

I see no reason why you would need to close your account - simply insist that the Co-op puts a block on these unauthorised demands for money !

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Ring them up co-op

And state you wish to cancel all continuous payment authorities open on the account.

 

Sadly you've caused this yourself by giving out you r debit card number to loan brokers

And these sums are their dodgy fees that you sign up too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX.

Indeed you are correct,

it just escalated into what it is now,

and unknown to me somewhere within the small print I agreed to their t&c.

 

I will contact coop immediately.

 

Thank you

Regards..Mr Worried :)

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Ring them up co-op

And state you wish to cancel all continuous payment authorities open on the account.

 

Sadly you've caused this yourself by giving out you r debit card number to loan brokers

And these sums are their dodgy fees that you sign up too

 

To add to this, dont just ring. Write a short letter and hand it in to your nearest or main branch. Get it signed and stamped by the manager and they have to act on it there and then. The copy of the letter thats signed and stamped is your receipt.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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:D

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