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cabot/nolans Ordinary Cause Claim - old sainsbury HBOS loan debt


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not sure why you keep saying CCJ

its in Scotland its a decree.

 

so back to post 8

https://www.nationaldebtline.org/S/factsheets/Pages/time-orders/more-time-to-pay.aspx

 

or any of the methods wont stop a decree being registered as this is an ordinary cause claim.

 

the only way to prevent the decree will be to ring cabots directly and ask them to accept payments if they drop the claim,

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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or I suppose you could try and repone [withdraw] your time to pay order and restart again

by sending a CCA request etc

following this:

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?482558-What-To-Do-Ordinary-Cause-Action-Claims-Scotland(2-Viewing)-nbsp

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
  • 2 weeks later...

I attended my court appearance for my time to pay application and was served with an open decree.

 

Cabot had rejected my offer of 30pm as this would take too long to pay back on a 16k debt.

 

I offered 50 and the judge didnt accept that.

 

I was then given an open decree.

 

Whatever that is.

 

So i guess thats me stuffed?

Edited by weedel76
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yea whatever that is????

 

can you redact and scan it up to PDF

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

also how much is the decree for?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It's for around 16k plus now the court and solicitors fees.

 

Can this be rewound at all so I can offer more on a time order and not be where I think I am, which is nolans/Cabot can arrest my wages etc.

 

I left the court with nothing so I as yet have no paperwork to show you.

 

In some cases the judge used the term decree and in some "open decree" is there a difference?

Edited by weedel76
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sorry yes you said this in post 1 back in july

 

TBH theres not much you can do here but wait.

 

as its £16k that explains why he wouldn't accept £50.

time to dump mobile phones/sky etc and offer more PCM me thinks directly to the claimant.

 

shame you never bothered with the sar

might have given good info

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Open decree means decree for the whole amount outstanding with no time to pay allowed....English equivalent Forthwith

 

Andy

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  • 2 months later...

any news???

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites
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