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    • p'haps not the best thing to do just use the N244.and the ex160 let them sort it out don't complicate things..   don't worry about the bailiffs there isn't really anything they can do there is no right of forced entry upon consumer debt CCJ enforcement.    
    • again you appear not to be understanding things.....   a default does not go statute barred - as carefully explained in post 4....once it reaches its 6th birthday it along with the associated account will be removed from your file. that happening has no effect on the debt itself. it does not mean it is no owed.    your debt is NOT statute barred it has a CCJ . should the claimant fail to enforce the CCJ by it's 6th birthday, when, as with a default, it falls off your credit file, then they would need to return to court to do so. and again that happening has no effect upon the debt itself.   they both operate under the same ICO rule, quoted as in post 4..   All references to a defaulted debt must be removed from your credit files after 6 years  has passed from date of default, whether paid off, paying now or not.  . This is so that someone who continues paying something  - even after 6 years from default  - should not be at a disadvantage to someone who pays nothing after default  and ends up with a clean file after 6 years. 
    • Pleased to say that the default has gone from my credit report due to being SB. My Experian credit score is now 978 out of 999 and excellent. Experian doesn’t show my 2 x CCJ’s. Equifax’s shows just 1.    my question is this.... clearly the debt is still owed for the SB debt, the CCJ is still live until June next year.   Can I make an offer of 10% to settle the debt now that it’s SB? If so is there a letter template that I can send to them to make such an offer?   thanks in advance 
    • Your position is not untenable in any way. You have already mitigated partially any impending disaster by opening another non Paypal linked bank account so they cannot arbitrarily seize what they want.   First thing to remember you are in control here. Whatever you offer to pay them must be something you can reasonably afford even if its only a pound a week and you must pay it to Paypal. If like me they freeze your account then there is no way you can reasonably pay them. They are not going to give you another account to pay it into.   The reason I got into difficulties with them was because I had recurring large payments being made to a supplier of mine which continued after I was rushed into hospital for series of emergency operations. When I came out of hospital Paypal had simply frozen the account which I discovered when I tried to pay money into it to alleviate the huge deficit that had accrued. So I paid nothing of what I owed. I received about 4 or 5 threatening missives which I ignored as well as any phone calls. I tried for several months to make payments into the account and in the end I gave up. Despite all the threats nothing actually happened.   If you read all the answers to your posting as well as all the other Paypal posts I doubt you will find any evidence of Paypal doing very much to enforce outstanding balances and funnily enough they do not make it easy for those that wish to repay them as I discovered.   So stop getting yourself into a flap over something that is very unlikely to be nothing more than a storm in a tea cup.   Make or start you offer to re-pay them at a figure you can easily afford then forget all about them except to make your regular payment if you can still do so.   DO NOT under any circumstances get yourself deeper into debt over this.
    • she certainly hasn't any authority to 'fine' you. what was in the contract regarding vacating the property by when?  
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no1sbusiness

No right turn (during X hours) - traffic offence - Ealing Connell Crescent, ignoring no entry sign Task Enforcement Ltd

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Unlike in the majority of cases that I receive on a daily basis, you have updated your address details in a very timely manner. Accordingly, in your Out of Time witness statement you need to emphasis that you have acted responsibly. Also, you have not outlined the reason why you had not submitted the witness statement any earlier. At the very least, you should be putting something along the following lines:

 

I was unable to to file this statement any sooner as I only became aware of this penalty charge notice on (enter date) when (explain how to came to know of the debt)"

 

You could then add something like this:

 

From enquiries that I have now made, it has revealed that my vehicle had been involved in a road traffic contravention on 28th November 2016 and that all notices from London Borough of Ealing had been sent to my previous address at xxxxx. Unfortunately, I did not receive any of the notices as I had moved from that address 4 days later (on 2nd December 2016).

 

In regards to my address details with DVLA, I would like to bring to the court's attention that I updated both my driving licence and V5C with DVLA approx 4 weeks after moving into my current address. As evidence, I am attaching a copy of my V5C.

 

Etc, etc.

 

I am now aware that my vehicle Y7XXXXX had been involved in a road traffic contravention on 28/11/2016 and that all notices from London Borough of Ealing had been sent to my previous address but that I had not received any of these notices as I had moved from that address 02/12/2016. All my documents, including DVLA, car reg, bank accounts and insurance documents were updated in January 2017.

 

I only became aware of this penalty charge notice on 07/07/2017 when my previous landlord contacted me that a letter from task enforcement was delivered to my previous address. From enquiries that I have now made,

it has revealed that my vehicle had been involved in a road traffic contravention on 28/11/2016 and that all notices from London Borough of Ealing had been sent to my previous address at Flat XX, XX Street, XXX. Unfortunately, I did not receive any of the notices as I had moved from that address on 2nd December 2016.

 

In regards to my address details with DVLA, I would like to bring to the court's attention that I updated both my driving licence and V5C with DVLA mid-January 2017. As evidence, I am attaching a copy of my V5C. Some delay was due to the festive holiday period but I tried my level best to act reasonably.

 

I request your office for the warrant of control held by the bailiff to be revoked, the court registration cancelled and for the local authority to 'rewind' the penalty charge notice back to the initial stage to allow me to either

pay at the earlier discounted rate or to appeal the ticket.

 

?

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I have spoken with them and made payment of £278, the first matter is closed and the second matter is on-going.

 

Excellent news. You now need to concentrate on getting the second penalty charge rewound back to the Notice to Owner stage to allow you the opportunity to pay at the earlier discounted rate. It's important therefore to get your Out of Time witness statement for this debt completely drafted.

 

PS: The 2nd letter from Task allows you until 13th July to make payment. You don't have to get the forms to the Traffic Enforcement Centre today...tomorrow would be fine. It's more important to get the forms drafted properly.

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Thank you so much. I have been trying to get this done today as I am our of London tomorrow and day after and also I have an appointment at county court already. I am extremely sorry for the inconvenience here but if you are happy with the drafted matter. I can print and take it along with me to have it witnessed.

 

I can always add (not delete) some more details to the reason later today or tomorrow before sending, just cautious of time and have it attested with court.

Edited by no1sbusiness

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Thank you so much. I have been trying to get this done today as I am our of London tomorrow and day after and also I have an appointment at county court already. I am extremely sorry for the inconvenience here but if you are happy with the drafted matter. I can print and take it along with me to have it witnessed.

 

I can always add (not delete) some more details to the reason later today or tomorrow before sending, just cautious of time and have it attested with court.

 

I can now understand the reason why you need to get the forms witnessed today. Are you certain that you need to be submitting the PE2 and PE3 (Statutory Declaration) instead of the TE7 and TE9 (Witness Statement).

 

Just to confirm, you cannot add or delete any words from the PE2 and PE3 after the forms have been witnessed.

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oh I have no idea about TE7 and TE9. I will prepare whichever one you think is best. I only suggested PE2 and 3 as TEC sent them to me when I spoke with them before. I also understand that I cannot add or delete any words once they have been witnessed. Thank you for point it out.

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oh I have no idea about TE7 and TE9. I will prepare whichever one you think is best. I only suggested PE2 and 3 as TEC sent them to me when I spoke with them before. I also understand that I cannot add or delete any words once they have been witnessed. Thank you for point it out.

 

The forms are determined by the type of contravention. To be on the safe side, I would suggest that you call the Traffic Enforcement Centre. They will tell you which forms.

 

The problem with the PE2 and PE3 is that the forms require that your signature is witnessed. This has been a problem for many years, not least because, if a vehicle is clamped (or removed) it can be difficult to travel to a firm of solicitors to get the forms witnessed. By comparison, the TE7 and TE9 is a witness statement and your signature does not require witnessing.

 

The PE2 and PE3 were due to be revoked a short while ago but the legislation was put on hold pending the general election. It's hoped that the legislation will still go ahead.

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I finally managed to speak with TEC. They say I need to submit PE2 and PE3 via email for them to hold enforcement. I have both forms filled with the matter as discussed above. I have them witnessed by the local county council office. I am due to email them to TEC along with scanned copy of V5 and my Driving licence.

 

Fingers crossed.

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