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    • Hi as this appears to be about a Parking Charge from a PPC,   I have moved your thread to the Private Land parking Forum, where you should get advice targeted to the situation   could you give some history about what the Invoice was for  and who the parking Contractor is  Did you appeal the charge, and it looks like you have had letters from the dreaded useless Gladstones demanding payment  Could you give the information asked for on this sticky and also post the  letter from gladstones to see if it is a Letter Before Claim/Action?    
    • it is also unlawful to change the ownership of a vehicle [or goods] to avoid enforcement action upon them. and this was done after you had already replied to the council regarding the outstanding ticket(s).   be careful upon pursuing a resolution arguing this point.   you could have quite easily changed ownership to gain a parking permit some months previously when getting the first windscreen ticket.              
    • I would start off by sending the bank an SAR. Which bank is it?
    • I agree with you DX100, but N/W don't want to play ball and send a copy of the agreement after 3 requests.  How will this stand if it goes to Court?
    • Sorry if this is in the wrong section as not sure where exactly its best suited.   So, we got the bank statement the other day & noticed 23 separate Xbox in game credit debits for Fortnite for £7.99 each over a 4 week period.  Now the daughter insists she didn't order anything.  And whilst most will say "of cause she would and just denying it etc" well, I'm not going to say I believe her even though I'm assuming using real cash to buy in game credit comes with a clear notification that your using real money (and stating the amount each time) to buy such in game credit.  And whilst I still need to check the Xbox security settings to see if as I think I did, I did set a security pin for purchases a few things are puzzling me on a legal footing and that mainly what I want to ask about.   As the bank statement indicates the card in question is an old card I had replaced and cancelled a while ago, about the time these transactions started.  When I ordered the new replacement I asked for the previous card to be cancelled.  2 weeks later I had to report the replacement card stolen\lost abroad and ordering another again asking for that card to be cancelled to prevent unauthorized use and money being taken from the bank account.   So, in the first instance I've already contacted the bank to enquire how and why they have allowed payments from an old debit card I had replaced and cancelled?.  They suggest that the card was never cancelled when the replacement was ordered and that the old card would remain valid until the expire date in a couple of years time!!!.  I asked them how on earth this can be the case as the replacement card has a completely different number and ordering the replacement should trigger (as per my request) cancellation and usage of said card.  The bank is suggesting otherwise as because the card was valid when setting up Xbox live that the card can always be used even if replaced regardless of reason it was replaced or if we cancelled the card.  They justified this action by saying the payments are continuous payments (similar to direct debit) and that's why they went through and referred me to Microsoft.   I pushed the issue and said they are not continuous payments but single individual 1 off payments that by nature (in game credit) and the number of payments (23 x £7.99) they could never claim them to have been continuous payments as a pre existing agreement for such payments for the game in question would have to exist and have existed when the card was valid which it doesn't.  And therefore these payments should not have been made because they are neither continuous payments and come from an old debit card that was replaced and cancelled.  The bank sort of agreed that these payments maybe are not continuous payments yet are now unsure where I stand.  So I have been referred to there disputes department.   Feeling I'm going to get the same run around on the rights over taking payments from an old replaced card that was supposed to be cancelled, I'm wanting to know what members think on a legal footing?.  As its like the bank saying I can use the same old & replaced debit card details to order items online because its still in date even if replaced & cancelled which I find highly unlikely!.
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Belle50

Napier parking Backdoor [MIL Collections] CCJ - Willem Park - need it sorted

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Hi

 

I am after some advice please.

 

Just found out my wife has a CCJ in her maiden name and her old registered address.

 

It relates to a parking ticket issued at Willen Lake. Milton Keynes Cost £155

 

This is the first we have found out about after completing a credit check.

 

We do not have the vehicle anymore and it was registered to the old registered address before changing it the new address.

 

What are our options now because its affecting her credit rating?

 

Thanks

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whats the date of it please


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The date of CCJ was 01/03/2017

 

Thanks

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and the date of the ticket issuance or was it ANPR capture?


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I don't have the date of ticket only the date of when the CCJ came in. The credit check does not have any further information. Assuming all if any correspondence went to the old address. I believe that Willen lake is a stick on ticket as opposed to ANPR issued ticket.

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you are dealing with the biggest spoofers out there napier parking

there are numerous issue with willem lake

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=Willen+lake+&sa=Search+CAG#gsc.tab=0&gsc.q=Willen%20lake&gsc.page=1

 

 

and should be easy to sent aside

paying it wont removed the CCJ.

 

 

gather all the details and we'll advise

 

 

go ring northants bulk

you'll need the CCJ number

ask for a copy of the claimform and the CCJ.

 

 

dx


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Thanks for the Help. I am requesting further information as to the claim details.I will update when i find out more.

 

Cant believe a CCJ can be issued so easily in these circumstances. CCJ is Not good when you are trying to get a mortgage approved.

 

Hopefully it can be resolved.

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We do not have the vehicle anymore and it was registered to the old registered address before changing it the new address.

 

it might be worthy to contact the DVLA and ask what date the keeper details were requested by Napier parking.

 

there are about 800'000 claimforms issued every year by parking companies and debt buying DCA's amongst others simply seeking a default rubberstamped judgement where nothing is checked and no human has any input to it. a good number are purposefully issued to old addresses.


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once you have the full details of the claim it is easy to get the CCJ overturned but will cost you £255.

 

That is worth paying to clear your credit files and you can claim this money back from Napier if they either decline to continue with the claim or lose the second time round.

 

at worst you lose the rematch and pay them the money but your files are cleaned.

 

I do rercall others getting tickets here and when challenged Napier were forced to drop the matter.

 

They have gone to court because the begging letters were returned as "gone away" so they have abused that information

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Quick update for this saga.

 

I have applied for the CCJ to be set aside costing me £255.

The claimant is shown as MIL Collections based in Cornwall.

 

They sent a summons letter to an old address on the vehicle registration document.

 

Despite it being changed to the new address over 2 years before their intention to issue a summons.

Complete joke.

Yet the a judgment was made.

 

Hoping to get my £255 back from MIL Collections further down the line.

 

There must be loads of cases like these?

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Have a look at the latest blog by Parking Prankster (parking-prankster.blogspot.co.uk)

According to that, The DVLA cofirm that data cannot be passed to MIL collections.

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MIL dont have what is called "locus standi" which means they cant make a legal claim in their own name and as they dont act for anyone else they cant do court.

 

As you see though, they sneak through unchallenged claims and get them by default.

 

When this goes back to court they would be wise to agree to drop the matter.

 

If they do, sue them for breach of the DPA as per the pranksters blog spot report.

 

£250 is the usual agreed sum under VCS v Philip (liverpool cc dec 2016).

If they dotn agree claim your full expenses for unreasonable conduct under CPR 27.14.2(g) and then sue them for breach of the DPA

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Another update on this one .

 

Went to the County County Court after applying for a Set aside.

 

Couple of days prior to the court date had a letter from MIL Collections stating if i agree with the claim willing to negotiate an acceptable settlement of the debt.

Only if i agree not to attempt to reclaim costs in respect of the set aside application.

 

Obviously i ignored this and went to court in what was a very quick proceedings.

MIL did not attend.

The judge asked for travel expenses, time off week details etc.

 

 

He did mention that MIL had not followed the correct procedures or something for this type of civil matter.

The impression i got without the court findings at the moment was that it should not have even reached this stage.

Judgement was set aside.

 

MIL have 14 days i believe to respond.

 

Watch this space.

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well done!!


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MIL dont have what is called "locus standi" which means they cant make a legal claim in their own name and as they dont act for anyone else they cant do court.

 

As you see though, they sneak through unchallenged claims and get them by default.

 

When this goes back to court they would be wise to agree to drop the matter.

 

If they do, sue them for breach of the DPA as per the pranksters blog spot report.

 

£250 is the usual agreed sum under VCS v Philip (liverpool cc dec 2016).

If they dotn agree claim your full expenses for unreasonable conduct under CPR 27.14.2(g) and then sue them for breach of the DPA

 

Is there a link for VCS v Philip (liverpool cc dec 2016)? I didn't find it in search.

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glad you got the result

for future reference make notes of what the judge actually says.

Not only will this help you if you get another demand but will also help others.

 

Judges dont work in isolation, they use other cases as examples when making their decisions as this means they apply a consistency of the law across the country.

 

MIL are well known for being just plain wrong in everything they do and this judge knew about them. That is what gave you an easy time.

 

IF MIL do decide to progress the matter

( they wont as they know they are just liars and chancers)

then you will have to show why the original demand isn't valid so don't bin your paperwork yet.

 

MIL are now £400 out of pocket once your set aside costs are included.

You will get this back from them, not the court itself

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