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Cousin's ex partner's personal loan


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Hi, I don't know where to post this but,

 

 

my cousin was in a relationship with a guy over 10 years ago.

They bought a property together and subsequently split up.

 

 

Her ex said he would get a mortgage on his own and stay in the property, which he did.

My cousin moved to another city and eventually met and married someone and is extremely happy.

 

 

However, her ex has sold the house with £10,000 negative equity.

He took out a personal loan for £10,000 to settle with the mortgage company in his name only.

 

Fast forward a few years and my cousin receives a small claim's court demand from her ex, stating he wants £5,000 (half of HIS personal loan).

 

 

The court case is in August.

Does my cousin have to pay this £5,000?

 

 

I thought as the debt is in her ex's name only that HE is liable for the debt?

How can he take her to court for HIS debt?

How have the court allowed this case to proceed?

 

Any advice would be greatly appreciated

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How many years was he in the property on his own for? Presumably during that period she was receiving no benefit. It's going to be a bit complicated but I would have thought that she should factor in half of the rental value of the property because effectively he was living in her property.

 

I think you need to give a more detailed account of the figures.

 

In fact, I think she should come here and tell us the whole story herself

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no he cant

so she received a N1 claimform pack in a brown envelope?

is this from Salford or northants.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread moved to General Legal Issues...please continue to post here to your thread.

 

Regards

 

Andy

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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