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Hi again to all on the forum

 

Going back around 4 years ago when i was at rock bottom 'well finacially'

 

 

i stupidly borrowed £500 off Wonga,

it was rolling loan over a period of months,

i would borrow and pay back on time and re borrow almost the same day etc etc.

 

 

This went on until i received a letter from Wonga saying that they had reviewed their lending criateria and i would not have qualified for a loan under their new regulations,

 

 

I do believe that at the time they wrote off many loans

however in my case and as many others they cancelled all the interest as a goodwill gesture which left the origianol loan to pay back.

 

 

At the time i wrote a letter to Wonga saying they were reckless and broke the lending conduct that they should adhere to

(i now it sounds a little silly but i was hoping for a letter back simply saying

'ok we will drop the lot and cancel out the loan) this didnt happen

 

 

it went dead for 4 years untill yesterday when a letter hit the matt from BPO Collections.

 

Can anyone assist with any form of advice here,

Should i make an token offer of repayment with BPO Collections

or should i continue with my complaint that they should not really have lent the money out

(which they new full well at the time)

and therefore are not receiving a penny back?

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What letter has this DCA sent you? Dont pay anything to them .


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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What letter has this DCA sent you? Dont pay anything to them .

The DCA letter is just one of the normal first time contact letters, ''we have been instructed by Wonga to collect etc ect''

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thank you,

i sent them a brief email just before you posted saying i dont recognise the debt and do not email/write/phone or text me,

 

 

i have also removed their implied right to access of my property should they get brave and send a collector round,

 

 

and to send the debt back to source or issue a county court summons where i will counter sue for inproper lending practises.

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BPO are part of lowells

are you sure it says our client Wonga?

 

 

don't forget

DCA's are not bailiffs.

 

 

dx


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should have ignored bpo then

 

 

I hope you emailed Wonga not these powerless twits at bpo?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

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