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    • Today , after a lotof years i recieved a letter from this lot. Very friendly, "Were writing to remind you that we havent had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. uP TO 2000 I hadsucessfully gotten deferment on low income. But rarther thansign on as unemployed,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondance ceased from them, circa 2001. To date  I have had no correspondance from Student Loans. I was made  redundant in 2009 and  reached 65 in 2012 , at which age the loan should have been cancelled. Now ,today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
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Coyle White Devine - UAE debt not mine!


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Hi,

 

I've joined this form after searching for advice on a solictors called Coyle White Devine.

I'm hoping some can help and advise me?

 

Letter recently received from Coyle White Devine relating to indebtedness to Dubai First to the tune of approx £200k GBP.

 

The letter was sent to my home address, but addressed to a diferent person.

Same first and last name, but a different middle name.

The letter also had an incorrect email address i.e. not mine.

 

Atttached to the letter,

is an initial letter written to a person with the same name as me,

but to a completelty different address.

 

I emailed CWD and I got a response that said (I paraphrase),

they get lots of denials and why should I be different as the details supplied to them by their client gave them my name and address.

 

They are refusing to act upon my wishes to correct this error and have asked for a scanned copy of my passport to confirm who I am.

 

 

I do not want to do this for fear of identity fraud,

which probably what is happening now,

as I've never been to the UAE or middle East.

 

I have spoken to the Solicitors Regulations Authority and they said they could look at the compliant,

but advised I seek legal advice from a solicitor due to the 48 hour statutory demand detailed in the letter from CWD.

 

Any advice on hw to deal with this?

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Have a read of other similar threads. Advice would still be the same.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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even if you did owe the money

there is stuff and all they can do to you.

read the letters properly

doesn't say WILL anything.

 

 

shame you responded to a phishing attempt to scare someone into opening their pockets.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Agree, but given how annoying these things can be, probably best to nip it in the bud.

 

Write back to CWD by letter posted recorded delivery advising that you are not the person they are seeking, as you have never been to UAE or Dubai and have never had any financial relationship with the client they are representing.

 

Advise them that a complaint has been registered with the SRA and you expect compensation for the hassle caused by their mistake.

We could do with some help from you.

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Thanks everyone.

 

Thanks very much. Just looked in more detail at previous threads. Have spoken direct with solicitor dealing with the issue. Explained I am not willing to offer scanned copies of my passport etc and that I am in process of registering my complaint to the SRA and I will confirm that in writing to him.

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SRA do only deal with solictors complaints against one you have used or are using strange they state different to you

 

none of the so called solicitor etc regulators investigate complaints against claimants solicitors

 

if it were different then all the years i have tried to complain against a solicitors for major bank would of been dealt with.

:mad2::-x:jaw::sad:
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I spoke to the SRA this afternoon and the lady said they were the body to deal with this type of matter.

Will double check.

So who would you recommend I complain to?

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no-one

ignore them all

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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