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Asset Collections claimform - Multiple Lending Stream PDls in one claim

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Email will suffice...but I would hard copy your local county court.

 

MCOL finished once the claim was allocated and transferred to your local county court.

 

Are you okay for the wording of your letter...you must quote the correct CPR...IE Pursuant to CPR 27.9


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Thank you for your time and guidance as always.

 

This is the main body of my letter ... I think it is ok?

 

'I write regarding the above case and the hearing which has been listed for the*21/12/2017* at pm

*

The Defendant respectfully begs your Honour to excuse the Defendant's non-attendance in person and kindly ask your Honour to accept this letter as written notice of non-attendance in accordance with CPR Rule 27.9 1(a).

*

I would like to add that no disrespect is intended by my non-attendance. I ask the court in accordance with CPR 27.9 (1) © to deal with this case in my absence.

*

I wish to ask your Honour to consider the reasons set out within my Witness Statement which was sent to you in September.

 

A copy of this letter has also been mailed to the Claimant.

 

I would like to thank you for your time on this matter.

 

Yours Faithfully '

 

Will that be ok? Thank you again

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:thumb:.....Purfict

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Excellent, thank you for looking over that for me. Much appreciated as always.

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This is being heard today, I feel really ill.

 

Can anybody advise what happens once a decision is made.

Like how long it takes to find out etc.

 

I have had to send a new address for correspondence to the court and I'm hoping they use this.

 

I currently have no job but have a car worth a little bit and a little bit of savings will I be made to pay up immediately?

I am relying on my savings at the moment to live as I can't claim anything.

 

I'm so so worried with all this being over Christmas.

 

Sorry for rambling I literally have nobody to turn to.

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It depends on the county court...but you should should get notification within 2 weeks whether the claimant was successful or dismissed.Wait for the notification and then we can advise with regards to your next actions.

 

You could always ring your court later and enquire.

 

Andy


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They won! They have a judgement ..... I didn't even think that was possible? What happens now?

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What does your notice of judgment state...forthwith payment?


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No general form of judgement or order

The date on the letter is 6/1/18 which I have just got

Yet it states the above sums totalling £2323.79 must be paid by the defendant to the claimant by 4pm Jan 4th 2018

 

I'm crying here, if no home no job don't know what to do now will they take my car I'm not working due to anciety and depression I don't know what to do

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I'm trying to get a job I've just about managed to get through xmas without doing some real stupid things and now this. What's the point?! I'm going backward instead of forwards

Edited by Andyorch
edited

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Its a forthwith judgment....now you submit an n245 to apply to vary it to monthly affordable payment ASAP

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?406098-LEGAL-N245-Application-for-suspension-vary-an-order-**Correct-as-at-Feb-2017**

 

It will be free to you to submit...fill in the exemptions form along with your application.

 

Once this all complete and submitted there is nothing further they can do.

 

Andy

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?406096-LEGAL-EX160-160A-Court-Fees-are-you-exempt.-**Correct-as-at-April-2016**


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Sorry what do you mean there is nothing further they can do?

 

Will they just accept that I have no job and that I can only afford a small amount per month?

 

I'm really sorry to keep on mithering I'm absolutely doing my nut here.

 

I honestly wasn't expecting this ...

 

I'm so scared they will try and send somebody round to my old address which is my ex partners mums house and I'm worried it will affect me seeing my kids

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Sorry what do you mean there is nothing further they can do? Will they just accept that I have no job and that I can only afford a small amount per month? Correct I'm really sorry to keep on mithering I'm absolutely doing my nut here. I honestly wasn't expecting this ... I'm so scared they will try and send somebody round to my old address which is my ex partners mums house and I'm worried it will affect me seeing my kids

 

Hence you need to act fast...given that your letter is late and states must be paid by 4pm Jan 4th 2018 .... complete the forms and preferably take them to the issuing court by hand

 

And most importantly calm down and relax......


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now begin an irresponsible lending claim again lending stream too


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I owe them around £2000

I have around £3000 in my savings account

I am using this to live at the moment due to having no job

Can they force me to give them this?

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Doesnt look as if I can get help with the fees as I have £3500 exactly in my savings account.

I have £16 in my current account ..... I move money over as I need to pay car insurance etc

I dont get any benefits.

 

Am I correct in thinking I have to pay the fee? And is it £50?

Thank you

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I owe them around £2000

I have around £3000 in my savings account

I am using this to live at the moment due to having no job

Can they force me to give them this?

 

No..hence the application n245 to pay monthly

 

Doesnt look as if I can get help with the fees as I have £3500 exactly in my savings account.

I have £16 in my current account ..... I move money over as I need to pay car insurance etc

I dont get any benefits. Why ?

 

Am I correct in thinking I have to pay the fee? And is it £50? Correct

Thank you

 

Andy


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I don't get any benefits as when I was made redundant I had too much in savings.

 

Now I have less they say I haven't made enough contributions to get anything and living out of my car on and off for months has made it harder.

 

I'm trying to reconcile with my ex but I'm scared I'll drag them down ....

 

This all happened spring last year and I've been trying to live off my savings since.

I've not really known what to dO to be honest.

 

Sorry to be a drain, I'm trying to find other sources of advice but it's quite conflicting out there.

And obviously - thank you

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What a load of nonsense you have been fed...contributions ??.....and what will you do when your saving run out?

 

I think once you have submitted your application to vary N245 you next need to sort your benefits situation out...rapid.....have a read of the following thread.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?440405-benefits


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I will have the money to pay them in full by Monday/Tuesday at the latest

 

Who do I pay?

Does this mean I avoid the ccj altogether?

I'm not sure how the 28 day thing works ....

 

Or do I have to apply to have the ccj removed?

 

Also having an appointment with My doctor and CAB next week to hopefully start moving forward positively

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You pay the claimants solicitor named on the claim form.. The CCJ will be removed from the register if you pay in full within one month of the day of the judgment.


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Hi Me again.

 

DX I have re-started the irresponsible lending claim with Lending Stream, thank you.

 

no claimant solicitor on the claim form.

 

Telephoned Asset Collections and tried to pay them.

 

First they tried to charge me more than the amount on the judgement.

 

I explained again to the guy on the phone that I have had a judgement against me and Im trying to pay it within the 28 days so as not to get a CCJ.

He goes away to speak to a manager.

 

Comes back and gives me a lower figure than what I have on the claim form.

I explain that Im pretty sure I have to pay what is on the claim form for judgement not to be entered.

He goes and checks again.

 

Comes back and says no they have put a settlement figure onto it and for me to ring the court and withdrawn my defence.

 

I say I cannot withdraw my defence on a case which has already been heard.

It was heard on the 21st December.

 

He goes away and checks with a manager.

Comes back and tells me he is correct and to pay what he has said which was just shy of £100 different to what I had.

 

Im anxious to pay as the 18th is the 28th day. So I paid it.

 

He says he will update the court that the debt has been settled within the 28 days and for a CCJ to not be applied.

he tells me to make sure I ring to withdraw my defence.

 

I have rang the court and as I thought they say the case has been heard and I cannot withdraw my defence.

 

I have an email from Asset Collections saying that my balance is now £0 and legal action will cease

 

Have I made a mistake.

Does he/they even know what they are doing?

 

Am I going to end up with the CCJ ?

 

Thank you, once again.

 

I dont understand whats going on and I would be an even bigger mess without the guidance from you on here.

 

And sorry when I say claim form I mean judgement order and this was explained to him, I dont have it to hand, i think it is the N24?

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can yo not ring the court again and ask for an email address you can forward the asset settled email to them and ensure they hve it else its still gonna get registered.

 

no asset never know what they are doing


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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I mentioned this to the court and they just said its not up to me to let them know that it has been settled - its up to the claimant. I have an email address anyway so Ill send it as it wont do any harm.

 

If a CCJ is registered can I have it removed if I prove I paid before 28 days?

 

Thank You

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