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    • you need to realise that for every person that does come to CAG and register and tell their story...there are poss 10'000 that don't but search the interweb whereby threads that are here pop up relating to like issues they are searching upon.   Most CAG siteteam and many other registered Caggers give advice that bears this in mind and post information which not only informs the starter of a thread upon what to do, but also takes into consideration the readers from the interweb that also read the relevant advice given that might not be brave enough to register and fess up.   to that end, there is very little alternative than to appear to give 'grief' [you deserve it - tough] to a cagger should certain previous advice not have been followed.....yours is a very classic case of such. hey I've found a backdoor CCJ.   to put it bluntly, had you have followed such previous advice, you most certainly would not be in the situation you are in here now.. .so by example, not giving you grief, for future readers...………..   ...never ever move without informing a debt owner of a move of address on any consumer debt that you last used or paid within the last say 7yrs. your credit file is a major key to ascertaining that information.... .but don't just read this advice come to the consumeractiongroup.co.uk website and let us help.   lecture over... what can you do..or more importantly....what can a claimant do now they have a default forthwith judgement against you. well we can't guess.... they might simply ignore it as 1000's of people with CCJ's find out..but it becomes an issue should you wish to say get a mortgage, remortgage or further credit.   i'm not going to enter into any of that here...that's for the reader to start a thread here and seek advice on their individual situation specific to them as you have done....   so...  bearing the all of the above in mind...over to you with regard to this backdoor CCJ.   as for the other debts that you didn't action before...go read your old thread and action what appropriate advice is given there for each type of debt that has been given should you wish to avoid any further backdoor CCJ's.   dx                    
    • hello my very good helpful friend. I am afraid to say that i did not. As i did not realise the relevance of it.   Should i be doing this right now of anyone on my credit file ?   Plz don't give me grief if u have already advised me...   do i do the ccs request now to everybody in that thread ?    
    • aha busted and stupid ...no wonder you've got mixed information here. never trust anything they say ..they have a very bad reputation for stating the truth.   now can you go get your credit file please..   there are cases whereby a council on historic CTAX debts do go for a county court CCJ, but a liability order from a magistrates court has far more clout legally than a county court CCJ and i've never heard of a court sending a bailiff out for 'multiple' CCJ collection.   me thinks he is pulling the wool here a bit and has looked at your credit file and seen CCJ's too so thought he'd chance his arm and use those as further leverage.   don't worry about the sat visit simply ignore do not answer the door if he appears. your task is too gather data at present.   credit file please..        
    • Hi there, the company name on the bit of paper is:   Bristow & Sutor   Says the total amount £990.49 and this includes £235 enforement stage fees,  The CTAX was owed to North Tyneside Council. The guy also said that it wasn't just for CTAX. Other debts were combined.   I did leave other debts behind too when I moved. Perhaps a utility bill, credit card debts and a Provi doorstep loan.   I think the guy said that he would be back Saturday too. This is what I'm trying to avoid multiple visits. Don't want my mam to get upset.   Thanks for the help.   Bear
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Hiya

- I'm writing this as I've just cancelled a DD to the above and after seeing other people's experiences with them - I'm expecting trouble!

 

I was contacted by an organisation last October by phone saying that they would guarantee you entries into loads of different competitions every week and they'd virtually guaranteed you win a or some prizes. It was £12.95 every month and you could cancel whenever - no obligation!

 

 

Well after hearing and winning nothing - I cancelled the DD

 

 

saw that others who had done the same were getting and being pursed by debt companies.

 

 

Apparently the company says that you have entered into a 24 month contract with them as per their letter sent

( which no one has received or had any knowledge about)

and they are billing you for the or remaining months up to the 24!

 

Has anybody had any dealings with them and / or what I should do to stop this from happening?

Thank you

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Hello there.

 

I've moved your thread from the media forum to the main general consumer forum, people should be along later with advice for you.

 

HB


Illegitimi non carborundum

 

 

 

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about time you told a few people how to deal with them then...

 

 

firstly go ring you bank and tell them the on XX date you discovered a DD you did not recognise nor had received a DD mandate for and that you cancelled it as soon as you saw it.

and that you want to invoke the DD guarantee which means you get every payments back, which under the DD guarantee is your legal right.

 

 

then sit back and laugh

you'll get scary letters from some DCA or another that are totally powerless

a DCA is NOT A BAILIFF

and has

NO SUCH LEGAL POWERS.

 

 

dx


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Hi

my husband inadvertently got spoofed with this over the phone.

 

I read the paper that came with it and sent a cancellation letter in order with the terms of their agreement with their agreed notice period.

 

They ignored the cancellation letter sent in January 2018 and next sent a letter stating when Direct Debit payments will be taken out of this account.

 

Checked his bank account, cancelled the Direct Debit

- contacted the bank to tell them under no circumstances allow them to re-set it up.

 

Sent emails stating all this - next get phone calls.

 

My husband says he's going to ignore any more paperwork eg DCA's letter that may come

 

I am worried that we will be stuck in a spiral of hassel and debt from them

- even though we have done the right thing.

Edited by dx100uk
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please start a new thread

of your own please


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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