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    • The move marks the first time the country's central bank has raised interest rates for 17 years.View the full article
    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Our car was clamped last week.

 

 

The agent said we had 7 tickets and everything had been through court.

We had NO IDEA of any of this.

 

 

car still registered at our old address

(we moved 3 years ago and post not forwarded after initial 3 months) so maybe this is all true.

 

 

We paid £500 to have the car un-clamped and was told this covered ALL 7 actions.

They promised to send through list of all tickets.

But did not.

I am complaining about this.

 

My question is:

I may well have 7 tickets

(but from various jurisdictions -

congestion charge,

speeding,

parking etc.

how do I know?

Is there a central register?

Any other ideas?

 

 

How do I know I will not run the risk of clamping every time I go out in the car?

 

Clearly if I had known of the tickets I would have paid (or challenged) at the time.

And having no notice,

when we failed to register the car at our new address,

is no defence?

Thoughts?

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If you moved three years ago and didn't tell the DVLA, you may need to tread carefully with this. From the government website:

 

You must tell DVLA when your address changes so your driving licence, vehicle log book (V5C) and vehicle tax are up to date.

 

This includes if you’re temporarily moving home (if you’re going to university, for example).

It doesn’t cost anything to change your address with DVLA.

You can be fined up to £1,000 if you don’t tell DVLA when your address changes.

HB

Illegitimi non carborundum

 

 

 

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https://courttribunalfinder.service.gov.uk/courts/traffic-enforcement-centre-tec

 

Contact the above for info.

 

Get the car registered urgently to your current address and your driving licence if no done. If you ever get pulled over by Police and your information is not up to date, you will get into trouble, as already explained.

We could do with some help from you.

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If you had not received any previous notices (because you moved), then you can submit Out of Time witness statements to the Traffic Enforcement Centre.

All bailiff activity will then be placed on hold for approx 6 weeks.

 

 

If the applications are accepted, the warrants would be revoked and the relevant local authorities would issue you a new Notice to Owner allowing you to pay the charge at the earlier discounted rate.

 

The problem that you face,

is that as you have now updated your address details for such a long time, the applications may well not be accepted.

 

 

That is not to say that you should not submit the forms (it is merely to point out that the chance to getting the applications accepted, is reduced).

 

There is no central register of parking debts, but if a you have a speeding conviction (for example), you can obtain details by viewing your driving licence online (the link is below). You can also change your address details on your driving licence using the same link.

 

https://www.gov.uk/view-driving-licence

 

PS: The bailiff MUST provide you with details of all penalty charge notice numbers.

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I have now submitted the form to re-register the car to our current address. I have also looked into filing "Out of Time" witness statements to the Traffic Enforcement Centre. But the Catch 22 seems to be that they ask for DETAILS of the various tickets - but I do not know them. I am thinking of just writing a "Letter" and giving the Car License number etc to see if that works. Any thoughts on whether that is the right way? Any other options. I would glady try to get all baliff activity put on hold and then pay reduced amounts.

 

 

Also, I realise NOW the need to re-register, but also it does NOT appear anyway, at least clearly, on the V5C form, for example, that you need to re-register. The car was insured and had local (council) parking permit at my new address - so I was not "hiding" and always thought you just updated the V5C when you sold the car. I have now learned, but I bet I am not the only one making that mistake!

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I have now submitted the form to re-register the car to our current address. I have also looked into filing "Out of Time" witness statements to the Traffic Enforcement Centre. But the Catch 22 seems to be that they ask for DETAILS of the various tickets - but I do not know them. I am thinking of just writing a "Letter" and giving the Car License number etc to see if that works.

 

Sending a letter with the Out of Time witness statement will NOT work. The forms will merely be rejected. You must obtain the penalty charge notice numbers from the enforcement company that you paid. They must provide this information to you.

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