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What exactly do you receive back from a CCA request - Vanquis Card

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Could you advise please;

 

I sent off for a CCA request and after a lengthly wait I received paperwork from Vanquis.

 

I'm guessing 'digital signature application details' which has all my details on it including application date and number is what they're supposed to send me?

 

Just want to make sure they've sent me the correct info

 

Thanks

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What did you receive back? What was the date you signed for the loan?


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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I received statements'

 

14 pages of 'Pre- Contract Credit Information'

 

2 pages headed 'Digital Signature Application details' ....page 1 is address details which include my name, address, application date (08/07/2011) application number, account number

 

page 2 is 'application details' which includes date of birth, income, phone no. email, account number and employment details and approval date.

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Sinc eis post 2007 they only need to supply a correct reconstituted agreement. basically an agreement youw ould have signed along with terms. Sounds like its ok.

 

What was the reason for you sending it,


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thats great, thank you renegadeimp, I've sent off all my c/c's a cca since I fell on hard times. Most have replied and sent a form out with my signature so I just wanted to check this was ok as it is different from the others. Thanks for your help :)

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It sounds like its compliant to be honest. You could post it up and redact personal info, but its likely to be legit. Especially if vanquis still own the debt.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It does indeed sound as though they have provided all the information they should.


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No it's a different one Andy, I have many :(

 

I thought I should start a different thread as I didn't wanted to get the different accounts and advice mixed up. It makes it a bit easier for me to follow then.

 

Hope that's ok?

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