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Cabot/Restons CCJ - Judgement for Claimant (in default) is dated 22-MAY-2017 - 2nd Vanquis Card


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Hi hoping someone can help/advise,

 

I received a CCJ for the amount of £2802.71 for a credit card. England based.

 

I can't pay this and on the form it does not tell me how I can pay this off in instalments.

 

I have lots of debt which I am dealing with but this one slipped through, my fault totally.

 

Any advice on how I should proceed would be much appreciated.

 

Many thanks.

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Welcome to CAG :)

 

NEed more info. Who was the company who go the CCJ. Who were their client?

Who was the original creditor?

 

What happened?

 

YOu say England based? Are you in Bonny ol' Scotland?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Hi, thank you for the quick response and the welcome.

 

Personal Credit Card with either Vanquise/Aqua

Claimant: Arrow Global Limited

Payment to Restons Solicitors Ltd

 

Yorkshire based.

 

Did go through CCA they came back with the proof and I got distracted with other debt problems and missed this resulting in CCJ

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vanquis nor aqua are linked so they cant put both in the claimform.

so which is it?

 

and whats the date on the CCJ?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did you not get the claimform or anything before the judgement?

or you did and simply ignore it and not defended?

 

 

you could do a setaside or vary it [probably best N245]

 

 

is it a recently taken out card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes n245 variation order.

if you don't think you've a setaside reason?

can you not phone northants bulk and get a copy of the CCJ sent via email/PDF to you.

then you'll know?

 

 

you said you CCA'd

so what date did you take this card out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

that's quite a high balance for such a young card?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

OK I rang the court and ended up on an automated line and they said I would need to pay a £50 fee with the N245 submission.

 

I was under the impression though that if it was within 14 days of receipt of CCJ no fee was payable? can you advise.

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A redetermination is free if submitted within 14 days..but a redetermination can only be submitted if the judgment has already stated in monthly payments.

 

I assume yours is a forthwith judgment (the whole lot due now) so you have to use the n245 to vary the forthwith to monthly payment.

 

You may qualify for fee exemption if on certain benefits or low income

 

Regards

 

Andy

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