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royalblue1878

Backdoor Hoist CCJ - old BPF car Finance - knowingly sent to wrong address - set aside

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Received the CCA from BPF today. The attached PDF shows exactly what was sent.

 

I also heard from the court yesterday and the set aside hearing has been transferred to my local court. Waiting for a date.

cca edit.pdf

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so a Barclaycard motor loan issued by Clydesdale bank.

is that it? very blurred, should be pages more

was the CCA sent to BPF or Hoist?

 


please don't hit Quote...just type we know what we said earlier..

 

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A SAR was sent to BPF which is what I received today, the CCA was part of that. (I actually forgot I sent the SAR and thought this was the CCA reply which it isn't)

 

I also sent a CCA request to Hoist which has not been returned yet. (The £1 cheque has been cashed)

 

Both were posted on 30/01/2020

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ok little tip.

what YOU HOLD you keep to yourself unless ofcourse its useful to your defence should it be allocated to a hearing after the set aside if the claimant wants too. but if that's the quality of the agreement its illegible!!

 

and if it does..its what the CLAIMANT produces is the important stuff

without it they cant go anywhere.

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please don't hit Quote...just type we know what we said earlier..

 

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Ok, it turns out I sent RobWay a CCA a couple of years ago and the number of the house on my return address was wrong. (It was a previous number from the house I had just moved from)

 

They then updated their records and sent the court papers there.

 

Does this mean the set aside is doomed?

 

Many thanks.

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Updated their records to the corrected number or your new current address ?


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I put the wrong address on correspondence with them, which they updated and sent the court papers to.

(I put my old house number instead of the new one)

 

Their solicitor got in touch and said that they believe the application now has no merit and that I should withdraw to prevent further costs.

 

I would like to argue a defence but I did not put one in the set aside application as I thought it would not be necessary due to their 'error' (Which was my error)

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what do you mean by got in touch?
how

and when?

 


please don't hit Quote...just type we know what we said earlier..

 

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I would expect its a std set aside buff of letter we've seen before , not specific as such to your case.

scan it up to pdf


please don't hit Quote...just type we know what we said earlier..

 

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This is an excerpt:

 

Your application is made on the grounds that the claim form was served at an incorrect address. On 7th June 2017 you sent a letter to our clients collection agent Robinson Way, quoting your address as 14 xxxx Street, your address was updated and all future correspondence was sent to this address, with no mail returned as undelivered. A copy of the said letter is enclosed.

 

This letter will be brought to the courts attention and we do not believe your application has any merit.

 

The above highlights my error when I sent then a CCA request in 2017

 

 

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