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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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Backdoor Hoist CCJ - old BPF car Finance - set aside


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  • dx100uk changed the title to Backdoor Hoist CCJ - old BPF car Finance - knowingly sent to wrong address - set aside

so a Barclaycard motor loan issued by Clydesdale bank.

is that it? very blurred, should be pages more

was the CCA sent to BPF or Hoist?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A SAR was sent to BPF which is what I received today, the CCA was part of that. (I actually forgot I sent the SAR and thought this was the CCA reply which it isn't)

 

I also sent a CCA request to Hoist which has not been returned yet. (The £1 cheque has been cashed)

 

Both were posted on 30/01/2020

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ok little tip.

what YOU HOLD you keep to yourself unless ofcourse its useful to your defence should it be allocated to a hearing after the set aside if the claimant wants too. but if that's the quality of the agreement its illegible!!

 

and if it does..its what the CLAIMANT produces is the important stuff

without it they cant go anywhere.

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ok, it turns out I sent RobWay a CCA a couple of years ago and the number of the house on my return address was wrong. (It was a previous number from the house I had just moved from)

 

They then updated their records and sent the court papers there.

 

Does this mean the set aside is doomed?

 

Many thanks.

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Updated their records to the corrected number or your new current address ?

We could do with some help from you.

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I put the wrong address on correspondence with them, which they updated and sent the court papers to.

(I put my old house number instead of the new one)

 

Their solicitor got in touch and said that they believe the application now has no merit and that I should withdraw to prevent further costs.

 

I would like to argue a defence but I did not put one in the set aside application as I thought it would not be necessary due to their 'error' (Which was my error)

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what do you mean by got in touch?
how

and when?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I would expect its a std set aside buff of letter we've seen before , not specific as such to your case.

scan it up to pdf

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

This is an excerpt:

 

Quote

 

Your application is made on the grounds that the claim form was served at an incorrect address. On 7th June 2017 you sent a letter to our clients collection agent Robinson Way, quoting your address as 14 xxxx Street, your address was updated and all future correspondence was sent to this address, with no mail returned as undelivered. A copy of the said letter is enclosed.

 

This letter will be brought to the courts attention and we do not believe your application has any merit.

 

 

The above highlights my error when I sent then a CCA request in 2017

 

The solicitors also requested a reply by the end of next week, telling them what I intended to do.

Also I didn't put a defence in the set aside application.

Is it possible to submit a defence draft now or is it too late?

Or maybe take one with me to the hearing?

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  • 3 weeks later...
  • dx100uk changed the title to Backdoor Hoist CCJ - old BPF car Finance - set aside

Given that the the court claim was served to an unconnected address...you really shouldn't need to support the application with an intended defence.....it should be set a side and you should be allowed to defend the claim in the normal manner from scratch.

 

Inform the court that the claimant knowingly admits to bad service with an incorrect unconnected address and was not prepared to set a side by consent.

 

Best of luck

 

Andy

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We could do with some help from you.

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So how did it go...no update ?

We could do with some help from you.

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No set aside unfortunately, the incorrect address was my error and the judge didn't think the argument  to defend the original case was strong enough. 

 

The end result is a CCJ but as that won't really affect me it's not too much grief. 

 

The experience in court was more enjoyable (if that's the right word) than I thought it would be.

 

I now have to agree a repayment schedule but they will still be waiting a long time to recoup their costs as the little work I did have is now starting to be cancelled because of Covid 19 :(

 

Many thanks for your help to everybody here. Invaluable as ever!

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Quote

 the incorrect address was my error

 

 

Really .....?    could you expand ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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When I received a notice of assignment I requested a CCA. In the letter I put the street number from my old address down and they updated their records , hence the court papers going to a house up the road. Basically a daft typo on my part.

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I would have thought that they would have given it due diligence and checked your correct address.....the court process is that service is only good if sent to the correct current address or last known address.....they served it on neither in this instance and therefore the Judge is incorrect....unless he also decided that your argument was weak or incorrect also so no point in allowing the Set a side. 

 

Moving onto payment arrangements..you must do this by the official avenue using the N245...do not agree directly and informally with the claimant...you will be hounded and harassed every six months for review. 

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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