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I have been looking here over past months after finding some old Credit card statements from MBNA going back to 2003 .

 

 

.. i did as is always stated and sent a SAR and received all information back from MBNA right up to when i defaulted on the account and the debt was sold to a debt recovery company (different story )

 

now am i right in assuming i should fill in all the charges into the Compound Interest Calculator V101 .....

 

Once done do i then send this off to MBNA

and is there a standard letter i need to send with it or anything else needed ???

 

It was pure chance finding the statements that prompted me and late in the day i know but worth a try im sure.

 

Any suggestions and help would be much appreciated by this thicko.

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have you read the interpretive calculations thread? [sorry very long read!!]

 

 

you'll need the FOS customer questionnaire and a covering letter too

 

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Yes i took a look at that post and to be honest i was lost by about page 2 .

 

 

.. im just not sure which spread sheet to use ..

.... I was assuming because i have all the information in the documents sent by MBNA i should use CISheet 101 .

 

It also looks quite simple to fill in and my only question is where it states interest rate what do i put here ???

 

Also the link you attached above has the PPI questionnaire and the Standard complaint form ..

.. do i fill both these out and send them along with the spread sheet to MBNA ..

 

 

.. and of course send by recorded delivery ???

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if you have all the statements you should use the fosrunning sheet

 

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

 

at worst the fos CI sheet. not the cisheet.

 

 

int rate is on their statements. or READ THAT THREAD...sorry

it has the very best advise.

 

 

no need for recorded 2nd class with free proof of post is all that's needed.

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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