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The old and the new. Student Loans

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I went to university in 93 to 97 then I went on to do two more years in a college to get a diploma in theology. I'm 44yrs old. I was paying both loans off.


Then my income dropped so I began to differ payment.



In 2010 I had a serious operation which left me disabled

two year later I had an accident and suffered a life changing internal brain injury.

After this I was medically retired from my work and now receive a very small pension and DLA.


When it came time to differ my loans my wife contacted SLC who were very helpful.



For my pre 98 loan they sent me a letter saying that as I was permanently unfit for work my loan would now be differed for three years at a time.



Then after some toeing and froing between my neurologist, my GP, my occupational Dr from work and the SLC I got another letter saying that I didn't need to defer payment any more.

But the letter didn't mention being written off.


I was under the impression that due to my physical and mental state my loan was to be scrapped.



Now just recently we started getting letters from some Spanish company looking for payment.

And today I got my loans statement from SLC.


Can anyone tell me if I'm still liable for the repayment of my loans?


Much appreciated.


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Spanish company?





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