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GM Card/ HFC bank PPI reclaim? HSBC?

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Going through some old files and have come across a file of my husbands.



He disputed his GM credit card bank in 2008. After a number of letters they failed to provide him with a signed copy of the agreement.



There are a number of letters between him and HFC and I have noticed a County Court Summons was issued on 6 Feb 2009 by HSBC bank for the total bank of £11,000.



My husband has filed a defence, acknowledgement received from the court dated 21st April 2009 and an allocation questionnaire was returned to the court on the 7th May 2009. He has heard nothing from the court since



In March 2011, a couple of letters were received from Wescot Credit services on behalf of HSBC demanding payment or Wescot would take further action. This was not responded to and no further communication has been received.



A couple of questions:

1. should we do anything about the County Court summons - I have tried to access the claim on MCOL but it says incorrect claim number of password, which is incorrect as we have triple checked before we entered the details?

2. Can we claim the PPI back from this card?



Thanks in advance

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if there is no CCJ listed on his credit file forget about that



as for the PPI


why not send an sar to HFC

get all the statements.FIRST

then we'll help

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You wont be able to use old mcol info now. Its way too old. Check trust online. If theres nothing there, then theres nothing they can do. ANd it also sound slike they didnt get a charge, and thats even if they got a judgement.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..



If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks


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