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CCJ and home and car insurance


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I have been trying to get house insurance but because I have a CCJ nearly 3 years ago, nobody seems to want anything to do with me. Tesco asks about CCJ's at the very end of the online application.

Has anyone else had this problem and why penalise people when they are trying to get back to financial normality.

 

We both work full time, and the CCJ from Nationwide is being paid off, and it was from when I was off work for a year, and for 6 months couldn't pay anyone. Two burglaries also, and lost two cars within six months.

 

any suggestions as to how an honest person can get insurance.

 

thank you in advance

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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Think there may be a misunderstanding. A CCJ should not affect Insurance being offered by most companies, if you phone them. If they ask the question about CCJ's or the presumption is no CCJ's, then you give the details. They should then quote you for Insurance and a policy. But they may not offer a monthly payment option by direct debit, because that involves credit.

 

Best option is to phone a local Insurance Brokers, where you should be able to get cover and pay monthly.

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Yes I had to pay in full for my car insurance,which I was able to do, but the house insurance is a joint policy. thanks for the replies

LilythePink

If you liked what I said, and if it helped in any way, please tip my scales..... thank you:)

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