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Barclays loan PPI


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I have just received a reply to my on line request for a refund of premiums paid on a loan taken out in December 2007.

The loan was a top up from a previous loan ,

 

In 2008 I suffered a very big downturn in my business and was unable to pay the loan , it is now statue barred .

In the letter today it says the account is still active !

They have sent a cheque today for a part payment and have offset the rest to the debt , can they do this with a statue barred debt ?

 

Thanks for looking

Tonks

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yes is the short answer

statute barring only stops court enforcement

in England & wales the debt still exists.

 

 

I hope they and you calculated the roll over of PPI from the refinanced loan to the new loan and the added interest and more PPI?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx

Yes the roll over was taken into account with interest .

Thanks for clearing up the statue barring situation you learn something new every day

 

Tonks

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