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    • Looking for a bit of advice on an possible malicious or fraudulent claim.   I received a letter today from my insurance company regarding an alleged incident three months ago and stating I had five days to respond or my no claims bonus could be affected if they settled the claim. It gave a date and postal code for the incident. I rung the insurance company and said I had not been involved in an incident on the day in question and was not even in the area. I am absolutely clear on this although the area is only about 15 miles from my home, it was Easter Monday and I know exactly where I was that day. I asked about the incident and was told that my vehicle had reversed into another car outside a shop. There are no shops in the area, it is purely rural farmland (so no CCTV obviously).   The insurance company said they would note my response and send to the claimants insurance company but would need to send an assessor out to take photos of my vehicle for any damage. My vehicle has no damage to the rear but does have a dent to the door from a collision with a deer that I have never done anything about.   My questions are ;   How did the claimant obtain my insurance details ? Does my insurer have to provide me with details of who the claimant is ? Could the dented door cause a problem because I didn't report it ? It is very obvious it is not damage from reversing into someone else. If I had been away on holiday and hadn't responded, would this claim just have been paid without me knowing about it resulting in loss of NCB ?  
    • It doesn’t say FINE anywhere on the documentation.    I don’t have the facility to scan the document, is there something in particular that you need to see? I can explain what is on there.    Thsnks 
    • CASE DISMISSED!!!   Thank you so much for all your help guys! Couldn't have done it without you!!! - donation on it's way (just waiting for some money to come in next week!)   That was pretty nerve wracking, I must say, but once I got into the flow of things, everything went well. Didn't help my nerves that the PRA rep was 30mins late!! Was hard to gauge the judge initially, but once I realised that she was well versed in the legislation and seemed to hold it in high esteem, I felt confident and the nerves dissipated a bit (lucked out there from what I hear from other horror stories!). She pretty much agreed with everything that I had said, and even highlighted things that I had thought about mentioning but didn't in the end, although she wasn't interested in my use of PRA v Mr Segal as it wasn't directly relevant; I knew this, but that wasn't why I was using it! I tried just once to explain my reasoning, but realised that the judge was ultimately for my case and so yielded quickly on that, rather than get her back up!   The best part was when the rep knew that case wasn't going his way, he then reverted to desperate tactics and referred to the fact that I was a day late sending the stuff to PRA and that I hadn't signed their copy; judge was not impressed with this argument at all, simply saying "Well the copy I have here was filed on time and signed". Not that that would have made a difference as by that point I had already explained my case, and she had agreed. She also had a go at them for trying to file the "response statement" without permission and disregarded it (as you thought Andy).   I felt sorry for the rep, decent bloke, very polite, asked if I had any questions for him afterwards, and kept highlighting the fact that he didn't work for PRA; think he knew it was a poor case and that he would have a hard job trying to fight it.   Something he said did concern me a lot though, and that was that he "couldn't guarantee that they wouldn't try again, either by appeal or by another claim".......not sure what this means and where it leaves me!! I questioned him about there being another claim as I don't feel that an appeal would be approved (although it could I guess!) and he seemed to think that they could come after me in a claim for arrears/interest? This threw me and ruined the feeling of joy that I momentarily had! I phoned National DebtLine to get some clarity on this and they seemed to think the same thing! Then I found this online:   "However, according to Late Payment Legislation law (see ext. link 10), a creditor is allowed to charge his debtor an interest fee, if the consumer has late payments and bad debts. I.e. a debt buyer can request an additional interest payment from his debtors as a creditor, and not as a DCA. The same late payment legislation allows such interest collection to begin after a 30-days default period." https://ecollect.co.uk/wiki/debt-collection-uk/   Found similar information on other sites and even on other threads on CAG. I know you said they couldn't add anything Andy, so now I'm confused.com!!! How can they claim for arrears or interest if the debt that said arrears/interest is based on is now deemed unenforceable by a court ruling???!!! That just seems ridiculous and means that this thing will never end!!!!!    
    • Thanks Honeybee   For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement - 5/7/19   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 11/7/19   3 Date received 16/7/19   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Y   5 Is there any photographic evidence of the event? Y   6 Have you appealed? [Y/N?] post up your appeal] N Have you had a response? [Y/N?] post it up   7 Who is the parking company? Northern Parking Services   8. Where exactly [carpark name and town] 1 Kings Manor Newcastle NE1 2ST   For either option, does it say which appeals body they operate under. BPA   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE     I do not think there is ANPR at this location but there are photos of the vehicle in a parking space The PCN has a "vehicle observed from"  date..... and time......  "to date..... time.....  
    • Hi,sorry for delay in respnse, just started a new job.   LBA here   Sports Direct 1st June 2019   Dear Sir/Madam, On 26th January 2019 I bought a pair of Phantom VSN in size 11 from Sports Direct Chingford. Please see my details of purchase below. ..... screen grab from bank statement of card payment .... On the 27th June 2019 I was surprised to see that the sole of the right boot had torn open at one of the rear studs, making the boots unusable. Please see picture below. ..... picture of torn sole of boot .... The Consumer Rights Act makes it an implied term of the contract that goods be as described, fit for purpose and of satisfactory quality.  I do not feel that an £85 pair of boots should fail after five months of being used for nothing other than their intended purpose. As you are in breach of contract I am rejecting the boots and request that you refund the sum paid to you of approximately £85 which I trust you will be able confirm from your records. I have bought a replacement pair of the same boots from your website on the 28th June 2019 as my son needed boots almost immediately, for that reason please give me a full refund of the original purchase price. I am today returning the faulty boots along with this letter to the Chingford branch of your store. If I do not receive your satisfactory proposals for settlement of my claim within 7 days of the date of this letter, I intend to issue a claim against you in the county court without further reference to you. Yours faithfully,   They replied by email to say this ............. Thank you for send your football boots for a further inspection.   I would like to advise you that on inspection it is our belief that the issue is due to wear and tear and not an inherent manufacturing fault. I appears that the stud had been caught on something which has caused it to rip apart from the sole.   Sadly, I am afraid for this reason we are on this occasion unable to offer a replacement or refund for your boots.   I have now returned your boots to you.   Apologies for any disappointment caused. Kind regards, ................ The boots arrived back to me today   I assume I now make a small claims claim?   Thanks Micky  
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Poor-Paulus

CEL ANPR PCN Claimform - Hawley Retail Park Hinckley **WON using 3 line def..+COSTS**

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Hi everyone,

I received this in the post today.

 

I noticed that the dates suggest that it has taken its time getting to me, so I think I need to move quickly on this one.

 

I have parked in this car-park on many occasions and I've never noticed any the parking signs there - I'll be going back this afternoon to check on this.

 

Any advice would be greatly appreciated.

 

21st April 2017.

PCN Scan2.pdf

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Also, dont worry about their silly timelines.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Can you say where you did your shopping? As the retail area is on both sides of the road, it helps us identify any signs.

 

What I did notice was at the Tesco store from an image taken in June last year, the parking was for three hours. Further up the road is a Lidl but I can't see the signs.

 

Any chance of some photos from where you parked?


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You are correct.

I parked in the non-Tesco side where there are a small number of other retail shops.

 

I usually park directly opposite the entrance from the road (snippet attached from Google Street Maps).

 

As mentioned above, I have never seen any signs giving any indication of parking restrictions...and I still can't see any signs on the attached views.

 

I will be shopping there again this afternoon, so I will take some proper photos.

Entrance photos - google street map.pdf

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Looking at this view... https://www.google.co.uk/maps/@52.5357122,-1.3733124,3a,15y,257.94h,86.89t/data=!3m6!1e1!3m4!1s7dpkkCIaqCWJQF6emXSajA!2e0!7i13312!8i6656 there is some sort of yellow sign on the lamp post on the right, I can just about make out that it's something to do with parking (could say "2 hours free parking") at the top, but if you can get a good clear image of that, it would be helpful.

 

If that's what they're passing off as an "Entrance Sign" they could be on a bit of a sticky wicket. It's on the wrong side of the road to be easily visible to a driver and the lettering is probably way too small to be read from a moving vehicle anyway.


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we need to see the postmark on the envelope as they are probably using their old tricks of telling out and out lies to get money.

 

 

That will apply to the signage as well,

they send a photoshop mock up rather than any images of the signs in situ.

 

reason for needing postmark on envelope?

you got the NTK too late for keeper liability

but they are claiming they snet it out in good time.

the postmark will prove otherwise.

 

 

the next step would be asking the DVLA who accessed your keeper details and when.

that will probably be after they supposedly wrote to you .

 

 

Not sure is Ashley Cohen is telepathic, pathetic and maybe psycopathic but they are not a replacement for the law.

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I must have passed that sign because that is on the right, after turning tight at the mini-island, which is where I parked.

 

It does look like it might be a parking information sign, but why would someone be looking over there for parking information?

 

It seems an odd place to location a potentially expensive bit of information.

 

I'll get some better photos later.

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but why would someone be looking over there for parking information? It seems an odd place to location a potentially expensive bit of information.

 

Ta-Daaaaaaaaaa :lol:

 

They'll swear that black is white that there is "clear entrance signage". That may be the case, there is an entrance sign, and it looks (from the GSM image) to be fairly clear. However, if they put it in a place where no driver is likely to be looking for signage about parking and use nice small letters so that it can't be read from a moving vehicle then it's not really so "clear" after all.

 

PPC's use all the dirty tricks they can think of to part the unsuspecting from their money.


We could use your help

PLEASE HELP US TO KEEP THIS SITE RUNNING

 

 

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.

 

If I've helped you at all, please feel free to click on the little star under my posts and leave feedback :)

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we need to see the postmark on the envelope as they are probably using their old tricks of telling out and out lies to get money. That will apply to the signage as well, they send a photoshop mock up rather than any images of the signs in situ.

reason for needing postmark on envelope? you got the NTK too late for keeper liability but they are claiming they snet it out in good time. the postmark will prove otherwise. the next step would be asking the DVLA who accessed your keeper details and when. that will probably be after they supposedly wrote to you . Not sure is Ashley Cohen is telepathic, pathetic and maybe psycopathic but they are not a replacement for the law.

 

 

 

That could be a problem...the envelope went in the recycle bin. I'll have a look for it when I get home later (I'm still at work).

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thread tidied and retitled


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find it and you have proof that they are timed out to claim a bean from you.

If you dont have a postmark then they will argue as stated, their crooked living depends on it.

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Sorry for not being back sooner,

I've had family problems that are far more important than a parking issue.

 

I have attached some photos of the signage (and a couple of screen-grabs from Google).

 

 

I was intrigued to notice that if I'd turned left instead of right,

there are signs stating that there is only 2 hours parking, not the 3 hours.

More photos.pdf

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Well the PCN and the sign you posted contradict each other for starters. I assume that sign is there today and your camera has a date function.

 

The PCN states 2 hours free yet the sign says 3 hours. There is also the BPA requirement to give motorists a 10 minute grace period.

 

Is it worth appealing? As they are members of the BPA, the appeals process is slightly better than the IPC. No doubt CEL will reject you, even with your evidence so far but they should give you a code to go to POPLA for an 'independant' review. I would say yes. Even if you lost the appeal, CEL will have to take court action to get the pocket money. Going to court is not a slam dunk for them. A judge will base his/her decision on the facts. The sign and the PCN contradict each other, the PCN itself 'may be' out of time by one day and if you do some research, you may find that the original planning permission stipulated 3 hours parking and that hasn't been changed officially.

 

Your decision of course but that is the route I would go. Others will say otherwise.


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you were asked for it on the day you said you received it.

 

CEL now have the force of law on the service of documents on their side all because you didnt take this seriously enough. However, as they are wrong in so many other ways they are likely to lose any claim but they can invoke keeper liability, which they couldnt have doen if you had kept that envelope as it is datestamped and would ahve killed any claim at the word go.

 

For anyone following this thread, NEVER THROW THE LETTERS OR ENVELOPES AWAY, THEY ARE BOTH CRUCIAL EVIDENCE

Edited by honeybee13
Paras.

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if you read the other CEL thread currently active you will see that they applied for the keeper details too late so were breaking the law. You need to ask the DVLA when CEL accessed your data and make a complaint if it was after the date on the letter they sent you.

 

They are not telepathic so that will prove they deliberately use false instruments to make a financial gain and you just might get the police interested (probably not but always worth a try). You can also sue them for the unlawful processing of your data (worth doing).

Edited by honeybee13
Paras.

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Hi Everyone...I'm back.

 

I haven't made much progress with this because I had an accident in May and ended up in hospital a couple of times and have only recently started back at work.

 

As a result,

the POPLA number expired when I got round to registering my dispute.

 

I went back to CEL for a replacement who refused to provide another one.

 

It was then that I got stuck.

I received one-or-two further love letters from CEL, which I ignored (but kept) because I don't know how to further contest this.

 

I have now received a letter from their solicitors, QDP.

 

This leaves me to ask, what do I do next?

 

I kinda expected them to go away after they sent the previous letters, alas, I was wrong.

QDR letter.pdf

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ignore

next bloke next desk

diff coloured skirt

same printer

 

just never ignore a letter before claim

or

a claimform from northants bulk court


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Hello there.

 

The parking guys should be along later to advise. But this looks like a threatogram to me. If the clients are ZZPS, I don't think they can take court action, it would have to be the parking company.

 

Please wait for the others to get here. :)

 

HB


Illegitimi non carborundum

 

 

 

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As it stands, that letter is a threat-o-gram.

There is no way they will be able to claim that much anyway.

 

Just for info. A little checking into QDR Solicitors reveal that they are 100% owned by Wright Hassall. Wrught Hassall did some work with the BPA in regard to appeals against Parking Eye. I suspect QDR are of the same ilk and don't really know what they are doing.

 

I think that the only way to go is to wait for court papers then defend it there. What you have already will help with that and no doubt they will send a template court letter


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same 2 people run all three


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

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Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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read it carefully, they are instructed by ZZPS. That means someone who has no interest and cannot instruct anyone is doing the running.

 

Can you imagine you are selling your house and someone views it but doesnt make an offer. Your estate agent then gets a solicitor to write to them to tell them that as they viewed it they must buy it or pay a fine to the estate agents . Do you think that the viewer has an obligation to anyone in this chain? Sma applies here.

 

Stop begging CEL to screw you, once it is too late it is too late and depending on how you worded the letter you may ahve well severly damaged your position as keeper. You have had 6 months to read up a bit more but you then go and do this without asking whether it is a sound idea. Ultimately it wont change their signage for them but you should understand why they are after you and what they need to do to actually have a legal claim. It is not about parking, it is about contract law.

Edited by honeybee13
Paras

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