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    • The funds were taken by eBay, rather than Paypal.  I presume Paypal collects the funds from eBay, and so eBay then sting me for the money.   But either way, before this money was taken from my account, my eBay account balance showed as -£85.  Yes, my bank account has been debited by this amount. eBay say that they are completely removed from the chargeback process, because it is carried out by the buyer's financial institution.  So, conveniently, they cannot help, other than by refunding the chargeback fee of £14. 
    • Perfect, thanks for the detailed response. Once question, do you know how long it takes for the breathing space to get applied? Say for example I have payments due in 4 days and I apply today how does that work? Also, sorry for sounding stupid but what do you mean by default once the breathing space is in place? I mean what does "Default" mean.  After the breathing space is over and I wanted more time, what would happen? I can and will afford the payments after a few months but I just need that breather to sort some stuff out, as I have said I have never missed a payment. Sorry for the many replies but after doing a quick search, correct me if i am wrong. If it then does go into default and it goes to a collection agency am I right in saying they will send many letters and they may consider a claim? and I should only response if an official MoneyClaim is made? Also, If it does go into default does this severely affect my credit score? or will this only be in the case if a CCJ is applied.
    • there isn't one yet use the default mentioned already there. that covers all 3 debts as i assume the PAPLOC is for all 3 debts? dx  
    • a chargeback via a paypal account used in an ebay sale doesn't usually result in funds being sucked from your bank account,  just that you attain a paypal negative balance. as you saying the money was taken by paypal from your bank account without you authorising this? or is it directly the buyers name that is shown? regarding the chargeback but either way you bank account HAS been debited? dx  
    • what solicitor is the PAPLOC from? then just search xxxx snotty letter dx  
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DVLA V5C + Auction Bought


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Just bought my first car in the UK from a large auto auction and was curious about the V5C document. Do I really need the signature of the registered keeper (previous owner) if purchased through an auction where I have no contact with the previous owner at all? :???::???::???:

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No. You can apply for a new V5 using the correct form from the post office.

 

Once applied for, it can take up to 6 weeks to come. Until you get the V5 though, youre unlikely to be able to tax it, so make sure its parked off the public roadway and declared as sorn until its taxed and insured.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Seriously?

 

I can't just go down to the post office with my V5C stuff, get the disabled tax status removed, and taxes paid, Insure it and be good to go? I obviously have no clue but why would I need to apply for a new V5? I bought a car to drive, not sit around for weeks.

 

I also have nowhere to park it other than on the public road in front of my house that I'm permitted for.

Edited by sectshun8
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Do you mean the V5c/2?

 

Did the auction have the full v5? Or did it come without one. I prob misread originally .

 

If they had the v5 and they gave you a current v5C/2 slip then no you wont need the signature. If there was no v5 or you are using an old v5C/2 slip then you might have to apply

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I assume it's the full V5C?

 

Says UK reg Cert

Section 5 shows registered keeper details

Section 6 I assume I need to fill in completely

Section 7 NA as no changes

Section 8 declaration to be signed by both parties (of which will not be signed by registered keeper)

Section 9 is missing

Section 10 I assume I fill out completely (but need disabled status removed)

 

Surely what I have is good enough for the PO to accept, send off to DVLA, remove disabled status, and take my tax money? Then just insurance and bobs my uncle? Haha

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If you have the correct v5c then they can remove the disabled tax and reinstate the correct one at the post office counter. Done it twice so far myself.

 

Does it have an MOT?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Yes, MOT done last month and good until the same time 2018. Have the doc for that.

 

All of this said and done, as my other half will be the new keeper... would there be any issue if everything is filled out and signed by her, and I took it to the PO to process? I happen to work literally 2mins from the PO and it would require her to take time off work so we are hoping I can do this for her. Just throwing that out there.

Edited by sectshun8
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Then if the v5c2 is current you should have no issues at all. Just pop to the PO counter and you should be good.

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Absolutely no issue at the PO this afternoon. Changed the tax status, accepted my tax payment, took my V5C for post to DVLA in order to receive a new one with proper details. Allllll good. Now just to get insurance tonight and all set. PO staff was very helpful and knowledgeable of the situation, was very painless. Thx again!

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Good to hear you had no probs :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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