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Interest Overdraft Charges

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Hi All. Looking for a bit of help here. I am just going through all my bank statements now to try and reclaim my charges from BOS. As I had an authorised student overdraft I was being charged £12 every month for this privilege (!!). I'm not sure whether I'm allowed to claim any of these charges back or whether it's only charges for returned dd/cheques, etc (charges of £28/£30/£35). Can anyone give me some advice on this please as I'm slightly confused. Thanx

:confused:

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If its a student account then the overdraft is free. You shouldn't be charged for it. What does it say on your statement next to the charge?


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:p I'm a lover, not a fighter... well, most of the time :razz: ~

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Hi Lucyec. Thanx for replying. It says "Interest Charge" £12. This seems to appear every month while I had my student account with them. This was an agreed overdraft so not sure what to do????

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Can't say I've ever come accross this before. I was claiming from my student account with RBS, which is now a graduate account. I've not had any of these charges on my statements (although I've had every other charge under the sun!!) If it were me, I'd give the bank a quick call and find out what they're actually for. Can't do any harm. You don't have to tell them its to work out what you can recalim!

 

All the best. I'll be interested to know what they say :)


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:p I'm a lover, not a fighter... well, most of the time :razz: ~

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Thanx Lucyec. Will keep you posted :)

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