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    • Hi  I do apologise as I don't know where to put this question.   My wife is self employed and her business is closed to to Covid 19. She has lost all future bookings  and has no earnings. I am retired with a State Pension. We have applied for Universal Credits which has been granted - payment middle of April , so that's great. We applied for the Small Business Rates Grant - £10,000 to help with business expenses - she intends to open trading again  ASAP, and there are obviously supplier contracts and services that need to be paid for, plus we modernised premises this year ( as we had lots of bookings) and our personal Credit Card debt is approx £9500.   To my surprise they have granted this and are paying money into her business account.   I know we would have to notify Universal Credit about the Grant, but would she still be entitled to U.C payments? The business is hers , so I presume I am still eligible for U.C   Many Thanks thedrunkenmonkey
    • Neighbour who has garden at end of mine (fence to right as they look down their garden but crosses various gardens as I look down from my house) is requesting that I repair a damaged fence as her dog keeps coming into my garden.   Am I responsible to repair it (my part of fence)?    I have looked at various websites but not very clear.   Neighbour said they erected and put up a fence to their left as they look down their garden but stressed that I was accountable for part of fence to the right.   Thank-you for looking at would appreciate any guidance for confirmation.    
    • Are you or do you wish to use the vehicle until we succeed with arguing and you succeed in VT?
    • Hi I hope all are ok in these trying times. I assume most of us will be in the same situation with employment etc.   I am obviously still intending to follow through my complaint against MB. However I do have to make decisions as I have found myself as will most people at this time left with a reduced minimal income, with all I can forsee is an impending up hill struggle for the forceable future.   So not sure what, if any options I still have, I am presuming VT was only an option earlier on and a court CO excludes that option,    I cant continue to honour the finance payments and cant even begin to estimate any timescales I would be again financially stable.   im trapped but want, no I need to get rid of MB all together, they can have the car and I learned the expensive way!   MB recently emailed a letter (which is copied below) in it they refer to a recent termination, this is the part that is very confusing as its my understanding they terminated the agreement in March 17.   They also inform they have placed the collections on hold, but then heres the cheeky bit, they do however want me to store the vehicle, tax and insure it, as per the agreement (the agreement that they already state was terminated) until they continue with their collection process;   Due to the Coronavirus (COVID-19) pandemic currently affecting the UK and wider world, we’re emailing to update you on what will now happen regarding the collection of your vehicle, following the termination of your Moneybarn vehicle finance agreement.   We won’t be collecting the vehicle at this time Normally, following termination of your agreement, we would arrange for an inspection and collection of the vehicle. However because of the current Government imposed lockdown, we are not currently able to collect vehicles until further notice.   What will happen next? Nothing for the moment. We’ll contact you as soon as there are any developments in the Government’s stance and we know that we’re able to resume our normal vehicle collection activity.   What do you need to do? We would appreciate if you can please keep the vehicle taxed and insured for the time being, as per the terms and conditions of your finance agreement. We hope this information is helpful and clear. Please stay safe and well, and if you need to contact us with any questions, please check out the latest information on the best way to reach us at   So they state termination, then expect to lay down instructions for me to comply with as per my finance agreement T&Cs. To look after the vehicle that they do intend to continue collection of.   If everythings terminated and in other words I have no right to the vehicle, Im not prepared to comply with instructions in line with a non existent agreement (I dont have to) and have a good mind to charge them storage.   However l would much rather just leave the car, send off V5 to change ownership and be done with it and concentrate on getting justice for their mistreatment.   
    • No it isn't funny, but there have been murmurs on Social media, dfesn't take much for twitterati and FaceBork to go off on one. Some in our area have been on about shooting the Goats in case they spread the virus, people in a panic are unpredictable.
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'Why I went to court for my disability payments'

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'Why I went to court for my disability payments'


The number of people going to court to try to win back a key disability benefit is expected to continue to rise this year, a leaked letter seen by the BBC suggests. We follow one woman who took her case to tribunal.


Debbie Neal was diagnosed with a rare kidney disease 10 years ago. She takes dozens of pills each morning to manage her symptoms - sickness, high blood pressure and seizures.


She may well need a transplant in future.


For the moment, she has to empty excess fluid from a tube attached to her stomach, and replace it with new liquid from a bag, five times a day.


"It is a burden," she tells the BBC's Victoria Derbyshire programme. "They say, 'Don't let it affect your life,' but you can only live your life to a point.


"I can't even remember what it was like not doing it."


READ MORE HERE: http://www.bbc.co.uk/news/uk-39745403

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

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I read that and also the story on another link. http://www.bbc.co.uk/news/health-38049391



It's absolutely disgraceful it maddens me so much. Vulnerable ill people missing out and yet we send millions abroad to teach South African children how to play Rugby or Argentinian children on how to play football!! Ok that may be too simplistic but you get my drift!



I have recovered somewhat now with my vertigo (although far from perfect) but I am still awaiting treatment for my Sleep Apnea and am awaiting a re trial so to speak with a Tribunal due to their incompetence in allowing an unregistered GP to sit on my previous one. But since I lost that tribunal for ESA back in August I have applied for over 300 jobs and have received just two interviews and when they realised I was partially deaf and had been ill for over a year they dismissed my application pretty darn quickly!



It's not quite as easy as the Government thinks it is!!!!!!!

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It's a ridiculous system.


It was clear when I got my result, they just read the points given and not the actual report - there were a lot of contradictions there. I also felt that the nurse didn't understand my disabilities at all. She also had the nerve to call my consultant and GP liars. Because of course, neither have any idea what they're talking about.


I also found it bizarre that under DLA, I got an award for various issues and suddenly under PIP, I wasn't awarded for those issues. I was told it's because the criteria has changed. But it hasn't changed so much. I did my reconsideration and went from 0 on mobility, (as a mobility cane user, I should have got at least 10 for using an aid in unfamiliar places) to 12. I pretty much repeated what was written on my original claim form!


My evidence was ignored too. ENT doctor and hearing therapist both reported that I have issues hearing and general difficulties communicating which hearing aids won't fix. DWP say hearing will fix those issues. They must know something no-one else does then.


You can't make a decision on someone's disabilities in a 30 minute - 1 hour assessment. No-one took into account that my disabilities vary a lot. Unfortunately for me, they caught me on a good day - a day when my hearing was ok (although, my main problem is background noise - of which there was none) and my memory wasn't too bad.

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Nystagmite - Bang on I couldn't have put it better myself. As a patient you have months and months, in some cases years, of doctors, consultant appointments, procedures, tests, the whole package and in the end of it all in my case it was never fully diagnosed. I was just fortunate that anything sinister was ruled out but it didn't help in my constant vertigo attacks. However the findings of a 1 hour appointment with a basically qualified HCP from Romania were preferred to the findings of my GP, several top consultants and endless pages of evidence that I was a liability to myself let alone anyone else!! And when my GP did speak up and write the Tribunal deemed that he was just writing to help my benefit claim nothing else, despite, as I reminded them, that the DWP ask you to get written evidence from your GP and consultants. Indeed if I were him I personally would sue the ******** off them for insinuating such a cast on his character and professionalism.

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