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    • Correct but wont stop them chasing you though even if no payment for  6 years (statute Barred) Some DCA s buy debts (the debt is assigned to them) and some do issue court claims ...just so you are aware.   Andy
    • Thats because this claim has not been allocated as yet hence the above hearing *Case Management " to determine the directions (N157 Notice of allocation) which will follow after this hearing. You are not requested to submit a statement but have all the details with you (claim form defence CPR CCA etc etc)   Andy
    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
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Bought faulty car - what are my rights? **FULLY REFUNDED**


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My daughter bought her first car from a dealer on 11/2/17.

 

 

Within a week she noticed the engine was smoking

she rang the garage and arranged to return it on 22/2/17 as it was still under warranty.

 

 

They told her they didn't have a courtesy car available

she had to make her own way from the garage to work and took 2 days holiday,

as to travel by bus would involve 2 buses and over a 3 hour commute.

As the car was still not fixed she then had to commute to work by bus.

 

 

On 2/3/17 the garage returned the car but as soon as she switched the engine on it was smoking worse than before.

 

 

She rang the garage immediately and had to drive the car back to the garage, a distance of 21 miles.

On this occasion she was given a courtesy car.

 

 

After another week she collected the car but exactly a week later she broke down on the motorway.

The police and fire brigade attended and they told her the car was minutes away from setting alight.

 

 

It was again taken to the garage,

this time they had it for almost 2 weeks.

 

 

She has had the car back for 4 weeks now

but last week it broke down again.

It was, again, towed back to the garage who said it was booked in for 8am the following day.

 

 

When she rang in the afternoon they told her they hadn't looked at it and wouldn't be looking at it now until Tuesday next week and they didn't have a courtesy available.

 

 

She has been told they initially replaced a fuel injector and on the second occasion a rocker cover.

When the car broke down on the motorway the injector was leaking.

 

 

Although the garage are yet to have a look at it this time the AA engineers report indicates that the fuel pressure is too low so it would seem it is still related to the original fault.

 

She is at the point now where she has lost all confidence in the car and the garage and would just like to cut her losses, get her money back and find another car elsewhere.

 

 

Can anyone please advise me what, if anything, she can do?

 

Thanks

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yes under CRA she can demand all her moneyback as she reported the initial problem within 14 days.

 

 

how did she pay them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well if CRA doesn't work [and it should there is NO GET OUT]

as it was reported within 14 days [need no reason]

and the next timelimit is 30days with a fault reason

 

 

you can use chargeback as a bottom safety rope

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hey great news

 

 

dx

 

 

 

 

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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